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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5209 reviews)

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4.91

Based on 5,209 reviews, last reviewed 20th Apr 2026

56200% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Excellent product, very competitive rates.

Excellent product, very competitive rates. This company's communications are superb and their digital offering is very good. Really easy to see what your savings are worth and how they'll grow over the term of the account. Reviewed on: 10th April 2024

I cannot fault it

I cannot fault it, because the process to open and fund my account, was simple and straight forward. Reviewed on: 10th April 2024

Best interest rate.

Best interest rate. Easy to manage. Great App. Trustworthy and reliable. Reviewed on: 10th April 2024

4 years great service

I have been with Atom for around 4 years and its been so straight forward to deal with, although it's web based it is very straightforward so I would not hesitate to recommend this bank. Reviewed on: 10th April 2024

Atom have been brilliant each time I have needed to...

Atom have been brilliant each time I have needed to phone them..extremely helpful and I would high recommend them Reviewed on: 10th April 2024

I had a great experience saving with Atom Bank.

I had a great experience saving with Atom Bank. Their app is fast and user-friendly. It is also very secure with multiple biometric sign-in options as well as the traditional password. Reviewed on: 10th April 2024

feeling good

app is good interest rate is good com with company is good. Reviewed on: 10th April 2024

App-based banking like it should be

Very straightforward account setup with solid security arrangements. Reviewed on: 10th April 2024

Great bank with great customer swrvice

Very straight forward and responsive service. Always available. Great return on capital. Reviewed on: 10th April 2024

Always give a very competitive rate.

Always give a very competitive rate and the app is very easy to navigate. I have made use of a mixture of different term savers to take advantage of the best rates and locking them in. Reviewed on: 10th April 2024

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