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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5213)

feeling good

5
app is good interest rate is good com with company is good. Reviewed on: 10th April 2024

App-based banking like it should be

5
Very straightforward account setup with solid security arrangements. Reviewed on: 10th April 2024

Great bank with great customer swrvice

5
Very straight forward and responsive service. Always available. Great return on capital. Reviewed on: 10th April 2024

Always give a very competitive rate.

5
Always give a very competitive rate and the app is very easy to navigate. I have made use of a mixture of different term savers to take advantage of the best rates and locking them in. Reviewed on: 10th April 2024

Great Service, highly recommend

5
Good overall service. App is straightforward to use, rates are good so far. Can't complain. Reviewed on: 10th April 2024

Good experience using the app.

5
Good experience using the app. Very easy to apply for fixed rate savers, with a proven history of competitive rates Reviewed on: 10th April 2024

Delightful experience: effortless and clear

5
I wanted to structure my savings in a specific way. With Atom it was incredibly effortless and fast to set up several savings account at different fixed period, naming them, checking on them, ... Reviewed on: 10th April 2024

Simple to use

5
It was so easy to understand the product and open an account ( especially compared to some of the others we looked at!) as well as easy to use the app on my phone to keep up to date etc. Reviewed on: 10th April 2024

Good products and easy to use app

5
Good products and easy to use app Reviewed on: 10th April 2024

Confidence inspiring and well managed

5
It was easy to set up and manage. The information provided and the process imbued confidence. The rates are excellent and have already reinvested. Customer service was spot on. Reviewed on: 10th April 2024

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