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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5212 reviews)

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4.81

Based on 5,212 reviews, last reviewed 16th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5212)

App-based banking like it should be

Very straightforward account setup with solid security arrangements. Reviewed on: 10th April 2024

Great bank with great customer swrvice

Very straight forward and responsive service. Always available. Great return on capital. Reviewed on: 10th April 2024

Always give a very competitive rate.

Always give a very competitive rate and the app is very easy to navigate. I have made use of a mixture of different term savers to take advantage of the best rates and locking them in. Reviewed on: 10th April 2024

Great Service, highly recommend

Good overall service. App is straightforward to use, rates are good so far. Can't complain. Reviewed on: 10th April 2024

Good experience using the app.

Good experience using the app. Very easy to apply for fixed rate savers, with a proven history of competitive rates Reviewed on: 10th April 2024

Delightful experience: effortless and clear

I wanted to structure my savings in a specific way. With Atom it was incredibly effortless and fast to set up several savings account at different fixed period, naming them, checking on them, ... Reviewed on: 10th April 2024

Simple to use

It was so easy to understand the product and open an account ( especially compared to some of the others we looked at!) as well as easy to use the app on my phone to keep up to date etc. Reviewed on: 10th April 2024

Good products and easy to use app

Good products and easy to use app Reviewed on: 10th April 2024

Confidence inspiring and well managed

It was easy to set up and manage. The information provided and the process imbued confidence. The rates are excellent and have already reinvested. Customer service was spot on. Reviewed on: 10th April 2024

Excellent Fixed Saver and service

Excellent Fixed Saver and Customer service - the App is so easy to use giving you all the information and tools - been using Atom a few years now and they are faultless Reviewed on: 10th April 2024

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