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Atom Bank: Savings reviews

4.91
Based on 5,209 reviews, last reviewed 20th Apr 2026
7857% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026
Kathy K's avatar
Kathy K

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Convenience!

5
Easy set up, great rstes and straight forward to use. Reviewed on: 10th February 2026

I love seeing my savings grow every month

5
I love seeing my savings grow every month Reviewed on: 10th February 2026

Easy to use especially for non tech savvy senior cit...

5
Easy to use especially for non tech savvy senior citizens like me.Other on line banks should take note of Atom,a fantastic bank Reviewed on: 10th February 2026

Great banking with Atom.

5
Atom is a bank I have enjoyed saving with. Great returns for my money, clear and simple advice and communication and the app is very easy to use. Mind has been a very positive experience and I have recommended Atom to my family and friends. Reviewed on: 10th February 2026

Clear and straightforward banking app.

5
Clear and straightforward banking app. Transparent about interest rates and the effects of withdrawing money. Reviewed on: 10th February 2026

Easy to use with good instructions

5
Easy to use with good instructions Reviewed on: 10th February 2026

All round great company for service

5
All round great company for service Reviewed on: 10th February 2026

From start to now, I’m extremely happy with their pe...

5
From start to now, I’m extremely happy with their performance. This is one bank that I have and continue to recommend to friends and family. Reviewed on: 10th February 2026

Great , simple good rates

5
It is great as it’s app based great interest options already recommended to friends Reviewed on: 10th February 2026

I have been saving with Atom bank for a number of ye...

5
I have been saving with Atom bank for a number of years and never had any problems Reviewed on: 10th February 2026

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