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Bamboo Loans: Personal loan reviews

Name: Personal loan
Rating: 4.82 (16792 reviews)

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4.82

Based on 16,792 reviews, last reviewed 10th Jun 2026

91% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very efficient very easy to understand Very efficient very easy to understand Reviewed on: 10th June 2026

Latest lowest rating:

1

Fast loans with extortionate interest rates Fast loans with extortionate interest rates Reviewed on: 20th April 2026

Read all reviews See your review

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (16792)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

Great service

When I needed a loan they were very helpful and worked quickly to finalise my loan and the money was in my bank the same day will definitely use them agsin in the future Reviewed on: 3rd June 2020

Excellent service

Quick, helpful, thorough. Excellent from start to finish Reviewed on: 3rd June 2020

Smooth Process

Very quick and efficient application process with funds arriving very promptly. Excellent communication and service. Reviewed on: 3rd June 2020

2nd loan 2nd time helped.

I love using Bamboo and would highly recommend them just that interest rate is a little high but really good company with really friendly and helpful staff Reviewed on: 3rd June 2020

Quick and simple

was a fast and easy process very helpful and professional Reviewed on: 3rd June 2020

Scamming and not happy with them

Cant see whats you have paid and dont receive any confirmation to say payment was successful only message saying the account in areas but you can't actually see for your self and in April I paid my monthly payment through there site because they couldn't take the payment from my bank card and the payment went straight through in April for them to then say they didn't recive the payment could I send proof which I had to send 3 time for them to email back saying they ant got my email with proof and what email did I email it from so I replied the same email addressed you contact me on and that you seem to be receiving every email I send when I reply to emails you send me! So why is it there getting all my emails but not my proof of payment thats iv sent 3 times to them and then to top it off this month I rang them because my bank account was frozen due to me being one of the unlucky ones to have been scamed during covid lockdown so I new that this month I would be in arease, for the woman who i spoke to on the phone to be very hot headed with me and kept telling me my bank cant do that and are not aloude to leave you with out money for me to then say the only way for me to get to my money because it was frozen due to investigations it to go to the bank and with draw my money she replied so why can't you pay this month if you can get to your money , she just wasn't listion to me and kept talking over me and being really hot headed and rude to me and so I then ask if there was anyway to give me breathing space on my account until my new bank card and stuff come and she said no we will take the payment from your guarantor if you dont pay it she was not helpful at all and all she did was talk over me cut me off when speaking got high rat with me telling me what my bank can and can not do like she worked there I dont no if it somthing to do with my age as I'm oy 23 and she sound a lot older then me but she shouldn't be working on phones if she can't talk properly to people anyways after all this still with my bank frozen a payment come out of my account for this month which they shouldn't of been able to take as my account was frozen when I phoned up to see what was going on they said it was taken from my guarantor and it was they lie to so now starting to think there the ones who are scaming people and worse is that we can't see what we pay of our interest! Not happy never us the and il make shore everyone i no will never use them ! Reviewed on: 28th May 2020

Very likely

To friends and family and my colleagues Reviewed on: 5th May 2020

Not recommended

Not a good experience. Don't do it unless you want to be completely confused. I had a loan for £1000 with interest it was approximately £1200. I made extra payments to clear it, two a month so about £170 a month. In February with payments made it came down to £900 in two months. Then in March I was told my balance was £1800!!!!!????? The Bamboo app does not show payments made and deductions with your balance. I have asked for a breakdown and they sent me a piece of paper with date and transaction on it. No breakdown of balance amount or payments made. I now have an appointment this week to seek legal advice. There is no way this balance can jump from £900 to £1800 with extra payments being made. There are much better organisations to provide a loan with good apps to see axactly where you are, they also don't reply to your emails for days, don't go with Bamboo. Update--with regard to your reply on trustpilot I have emailed you everyday and given you my details over and over and over. I emailed you today, yesterday, the day before, the day before that. I have kept all the email sent and received. I am tired,.... I'm not waiting any longer I have an appointment Friday, you'll hear from them now not me. Reviewed on: 11th March 2020

Speedy and very friendly

Applied and was dealt with curiously and with respect Reviewed on: 8th October 2019

Fantastic service from bamboo

2 years ago I got my self in a mess and with me been on low income it was getting hard to get all my debts payed off so I looked up lot ov different companies but they would not help me till I came across bamboo fantastic thay helped me and my family. I would just like to say thank you bomboo Reviewed on: 8th October 2019

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