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Bamboo Loans: Personal loan reviews

4.92
Based on 16,389 reviews, last reviewed 2nd Apr 2026
231300% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable bank I get excellent service much Simone interface on the portal and easy access to my money is a good thing with bamboo Reviewed on: 2nd April 2026
charles b's avatar
charles b

Latest lowest rating:

1

High APR high APR will not recommend to anyone Reviewed on: 27th March 2026
ade's avatar
ade

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

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Bamboo Loans Personal loan reviews (16389)

Q quick and easy, there when I needed funds, just wh...

5
Q quick and easy, there when I needed funds, just what you need in a pickle Reviewed on: 28th February 2025

Fast and reliable, the website is easy to use and th...

5
Fast and reliable, the website is easy to use and the payments are clearly explained Reviewed on: 28th February 2025

They really helped me when no one else would and I e...

5
They really helped me when no one else would and I even managed to top up when I needed too easy to change payment date if you fall into trouble they will help you Reviewed on: 28th February 2025

Very informative and quick to get the money into my...

5
Very informative and quick to get the money into my account Reviewed on: 28th February 2025

Straightforward and affordable

5
Very easy process, competitive rates for those in a poor credit situation and they don’t bombard you with emails etc Reviewed on: 28th February 2025

Better thank a high street bank!

5
The application process is so easy and understandable than other lenders, issues are dealt with almost instantly. Reviewed on: 28th February 2025

High APR Rates!

1
High APR rates, that should not be allowed. Payments taken like a debit card payment, whether it be a weekend, a bank Holiday, Easter or even Christmas Day! Process all geared up for the customer to miss the payment, which allows them to add charges. Payment taken a second after midnight. SMS, telephone call soon after missed payment. They're again later in the day. If missed charges are raised. Odds stacked in their favour. Companies like this should not be allowed to trade. Borrow £100 pay £150 back. Reviewed on: 28th February 2025
Reply from Bamboo Loans Hi Bertie Thank you for taking the time to leave us a review. We are very sorry to hear about your experience with us. Regarding our APR, we believe that our loans are suitably risk price adjusted and that we provide clear and transparent pre-contract information regarding the interest rate and total repayment amount before an agreement is made. This ensures customers can make an informed decision before proceeding with a loan. As outlined in our loan agreements, payments are collected via continuous payment authority on the agreed-upon date each month, even if that date falls on a weekend or public holiday. This helps customers stay on track with their repayments. We do also offer several forbearance options for customers who are struggling to make their repayments. Our timely communications help our customers from falling in arrears. We would also like to highlight that Bamboo does not charge any late or missed payment fees. We would like to look into this further however, due to the limited details in your review, we’re unable to locate you on our system. If you can update your review with your loan reference number, our team will be happy to contact you to discuss this further. Alternatively, you can give us a call on 0330 159 6015 and a member of staff will be happy to assist. Kind regards, Bamboo Response date: 5th March 2025
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Bamboo Loans

Very quickly sorted me out my loan and with no hassl...

5
Very quickly sorted me out my loan and with no hassle plus kept me up to date all the way Reviewed on: 28th February 2025

Very quick and easy and very fast decision

5
Very quick and easy and very fast decision; one short call being the only Human in the loop (which makes sense to ensure outgoings etc were not gambling related) Reviewed on: 28th February 2025

Simple process

5
Simple application process, helpful, supportive and understanding staff. Reviewed on: 28th February 2025

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