Smart Money People Logo

Bamboo Loans: Personal loan reviews

4.92
Based on 16,391 reviews, last reviewed 2nd Apr 2026
231500% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful when I fell behind with payment & made... Very helpful when I fell behind with payment & made simple arrangements for me to get up to date Reviewed on: 2nd April 2026
Richard H's avatar
Richard H

Latest lowest rating:

1

High APR high APR will not recommend to anyone Reviewed on: 27th March 2026
ade's avatar
ade

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (16391)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

5
Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

Really easy and stress free process.

5
Really easy and stress free process. From applying, they were upfront about the total cost to get my loan which made it easier for me to make sure that the repayments would be within my budget. When no where else would offer me a loan, bamboo really came in to save the day when i needed to fix my car. The repayment schedule when you log in is nice and clear so i can see my progress. Everything on their site seems so easy to work through. They do offer a loan top up option which can be handy if you need a little extra help like I'm sure most of us have had this happen before. Reviewed on: 28th February 2025

Quick and effective easy to speak too

5
Quick and effective easy to speak too Reviewed on: 28th February 2025

Very easy to deal with all was explained

5
Very easy to deal with all was explained Reviewed on: 28th February 2025

Everything is clear and simple.

5
Everything is clear and simple. I am grateful for the guick help provided Reviewed on: 28th February 2025

The customer service is brilliant, very professional...

5
The customer service is brilliant, very professional and helpful. quick response and money the same day . Reviewed on: 28th February 2025

When I applied for my loan, they were courteous, res...

5
When I applied for my loan, they were courteous, respectful and very professional, I wouldn’t hesitate to recommend family and friends Reviewed on: 28th February 2025

Really easy to use site and good customer service.

5
Really easy to use site and good customer service. Reviewed on: 28th February 2025

Extremely helpful customer service, the whole proces...

5
Extremely helpful customer service, the whole process was very quick! Reviewed on: 28th February 2025

Really smooth and easy application, quick funds and...

5
Really smooth and easy application, quick funds and reasonable interest rates Reviewed on: 28th February 2025

High APR for myself, but got the money quickly.

5
High APR for myself, but got the money quickly. Just always a pain paying it back Reviewed on: 28th February 2025