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Bamboo Loans: Personal loan reviews

4.82
Based on 16,794 reviews, last reviewed 10th Jun 2026
72% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very efficient very easy to understand Very efficient very easy to understand Reviewed on: 10th June 2026
Susan H's avatar
Susan H

Latest lowest rating:

1

Fast loans with extortionate interest rates Fast loans with extortionate interest rates Reviewed on: 20th April 2026
David T's avatar
David T

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (16794)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

5
Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

Everything was straight forward.

5
Everything was straight forward, Reviewed on: 21st April 2024

Everything went smoothly and no problems or concerns

5
Everything went smoothly and no problems or concerns Reviewed on: 21st April 2024

Easy process, although the login process to check ba...

4
Easy process, although the login process to check balances is not the best. Reviewed on: 21st April 2024

Nothing bad to say.

4
Nothing bad to say. An extremely smooth experience so far Reviewed on: 21st April 2024

Quick , informative and freindly

5
Quick and easy with lots of information and very transparent. By far the easiest to deal with and customer service that are happy to keep you yo to date and make sure you understand the terms etc . 100% would recommend and use again ! Reviewed on: 20th April 2024

Been extremely helpful and caring

5
Been extremely helpful with situations that have arose within my circumstances and have been excellent in many ways wouldn't be where I am today without this service dye to unfortunate events within my life Reviewed on: 20th April 2024

Great service and easy application

5
Great service and easy application Reviewed on: 20th April 2024

I got a consolidation loan from bamboo in 2023 the p...

5
I got a consolidation loan from bamboo in 2023 the process from start to finish was easy and smooth the repayments were easily met each month and affordable I recently applied for a top up loan due to an unforeseen expense which bamboo gratefully accepted and paid out the very next day and again I got to choose the terms in length of time to pay it back and the payments are again affordable bamboo loans are a sub prime lender with slightly higher interest rates but they are fair and helpful I would recommend them to anyone Reviewed on: 20th April 2024

Excellent service and great customer support

5
Excellent service and great customer support Reviewed on: 20th April 2024

My application process was swift and easy.

5
My application process was swift and easy. I was also able to contact them easily when I needed to ask questions. They also offer reasonable and affordable interest rates compared to other credit providers. Reviewed on: 20th April 2024