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Bikmo: Cycle insurance reviews

4.81
Based on 532 reviews, last reviewed 15th Jul 2025
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Latest highest rating:

5

Bikmo is THE insurance for all bike riders. A fantastically efficient process to take out my insurance, fully comprehensive and a 50% multi bike discount too. Any questions the customer service ... Read more Reviewed on: 15th July 2025
Luc H's avatar
Luc H

Latest lowest rating:

1

Absolute scam artists! Absolute scam artists!! Please do NOT take out E Bike insurance with this terrible company, my bike got stolen and they are not paying out due to the ... Read more Reviewed on: 17th December 2024
rory c's avatar
rory c

About this product

Bikmo cycle insurance provide sportive, kit and accessory cover as standard.

Bikmo cycle insurance policies cover you whether you’re riding road, MTB, tri, e-bikes or commuting to work. You can take out a policy in two minutes, access your cloud account 24/7 and do it all from your mobile.

Bikmo cycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Bikmo before, you can also leave a review and share your experience.

Bikmo Cycle insurance reviews (532)

Review of the Bikmo, Cycle insurance:

MISS SELLING & FRAUD

1
Don't ever use this company. They take your money but when its time to pay out they say that you are not covered and to read the small print and refuse to pay out. So why take money off the customer for a policy that they don't cover. It's actually quite shocking they re still in business. It has to be illegal? I have now started proceedings against them. Save yourself the money and the hassle and do not use this company. They are truly awful and disgraceful. I never ever leave reviews anywhere. But I felt this time you need to be warned about these people Reviewed on: 23rd November 2019

A rare personal experience

5
In a world where personal interactions are rapidly being replaced by chatbots and rote online forms, it was a breath of fresh air to deal directly with Ben and the Bikmo team. The guidance given was clear, with my questions answered directly in the processing of my claim. I hope I don't need to process another claim in the future, but if I do, I don't want it to be with anyone but Bikmo. Reviewed on: 12th September 2023

Good insurance provider

5
When I had an accident the claims process was easy and helpful service from all at bikmo Reviewed on: 11th September 2023

Bikmo the best

5
Have nothing but good words for the team at Bikmo, they are quick to reply and everything is very easy to understand with their policies. Reviewed on: 10th September 2023

Best Insurer ever!

5
10/10 Can't fault Would recommend to all my friends who cycle Reviewed on: 8th September 2023

Reliable Bikmo

5
Dependable bike insurance with the worry taken care of by Bikmo Reviewed on: 8th September 2023

Communicative and Pofessional

5
Process was quick, communication was clear and regular updates were provided if any issues arose. Reviewed on: 8th September 2023

Happy

5
No problems with the service so far. Reviewed on: 8th September 2023

Great value and policy

4
It's insurance, so hope to not have to use but policy appears workable/realistic. Some policies are so impractical you might as well not bother insuring as to meet the requirements of the policy is unrealistic. Reviewed on: 8th September 2023

Excellent Insurance Protection

5
Covers all the bases, best of the insurers out there. Reviewed on: 8th September 2023

Good cover, reasonable price

5
Have several bikes covered by Bikmo and as yet, thankfully, have not had to claim. But cover is good and prices reasonable. Reviewed on: 8th September 2023