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Bikmo: Cycle insurance reviews

4.78
Based on 533 reviews, last reviewed 22nd Apr 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Bikmo is THE insurance for all bike riders. A fantastically efficient process to take out my insurance, fully comprehensive and a 50% multi bike discount too. Any questions the customer service ... Read more Reviewed on: 15th July 2025
Luc H's avatar
Luc H

Latest lowest rating:

1

Claim rejected due to ridiculous technicality My bike was stolen from a purpose-built, access-controlled workplace cycle store — behind two separate fob-controlled doors and locked using a Krypton... Read more Reviewed on: 22nd April 2026
Simon Banoub's avatar
Simon Banoub

About this product

Bikmo cycle insurance provide sportive, kit and accessory cover as standard.

Bikmo cycle insurance policies cover you whether you’re riding road, MTB, tri, e-bikes or commuting to work. You can take out a policy in two minutes, access your cloud account 24/7 and do it all from your mobile.

Bikmo cycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Bikmo before, you can also leave a review and share your experience.

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Bikmo Cycle insurance reviews (533)

Superb service

5
Had to claim for damage to a carbon frame. Bikmo sorted everything including transport to and from the carbon repairers. Brilliant service. Reviewed on: 30th August 2023

Thumbs up

5
Easy to set up and renew, peace of mind. Reviewed on: 30th August 2023

Good service

5
When I crashed my bike Bikmo were very supportive, explaining what was and wasn't covered and arranged for my carbon framed bike to be sent to experts to check that there were no hidden defects caused by the crash. Communication was clear, there were no long delays waiting for email answers or to talk to someone on the phone. Reviewed on: 30th August 2023

Great Company

5
Fab company, meet my insurance needs every year without me having to do anything. Highly recommend. Reviewed on: 30th August 2023

Good cover at a fair price

5
Clear policy with no hidden catches, unlike some. Easy to check online and useful reduction when buying as a member of British Cycling. Reviewed on: 30th August 2023

Excellent customer service, very comprehensive policy

5
Bikmo has always been really helpful and informative. They've always communicated promptly and have reasonable yearly premiums Reviewed on: 30th August 2023

More than cycle insurance

5
Bikmo have provided our cycle insurance for 8 years and they have been an excellent company to deal with. Great staff and very efficient and helpful when making a claim. Reviewed on: 30th August 2023

Claim process was painless

5
Following a crash and the resultant broken frame I submitted a claim for the damage. From submission to claim agreed took only 7 days [including the weekend] with the monies in my account 3 days later. I was impressed by the speed and efficiency of the process and the friendly and sympathetic staff. Reviewed on: 30th August 2023

You can speak to a human being! Great insurance and very straightforward.

5
Very personable and knowledgable without hiding behind 5 syllable technospeak words. Competent and contactable as in my experience I have not had to wait to speak to a human being if I wanted to check something. Saying that, the website is clear and professional too. Reviewed on: 30th August 2023

Cost effective and simple

5
So easy to get a quote and setup your policy with Bikmo. Great price too what is there not to like about having your pride and joy insured with Bikmo? Reviewed on: 30th August 2023

Review Bikmo: Cycle insurance now

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