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Bikmo: Cycle insurance reviews

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4.78
Based on 533 reviews, last reviewed 22nd Apr 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
6%
3 star
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2 star
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2%

Latest highest rating:

5

Bikmo is THE insurance for all bike riders. A fantastically efficient process to take out my insurance, fully comprehensive and a 50% multi bike discount too. Any questions the customer service ... Read more Reviewed on: 15th July 2025
Luc H's avatar
Luc H

Latest lowest rating:

1

Claim rejected due to ridiculous technicality My bike was stolen from a purpose-built, access-controlled workplace cycle store — behind two separate fob-controlled doors and locked using a Krypton... Read more Reviewed on: 22nd April 2026
Simon Banoub's avatar
Simon Banoub
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About this product

Bikmo cycle insurance provide sportive, kit and accessory cover as standard.

Bikmo cycle insurance policies cover you whether you’re riding road, MTB, tri, e-bikes or commuting to work. You can take out a policy in two minutes, access your cloud account 24/7 and do it all from your mobile.

Bikmo cycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Bikmo before, you can also leave a review and share your experience.

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Bikmo Cycle insurance reviews (533)

Bike insurance with no fuss

5
I have made a few claims through bikemo, which have been super easy to do with money sent through within days of acceptance. Really easy app/online system too Reviewed on: 13th October 2022
Chris Carroll's avatar
Chris Carroll

Great people to insure with.

5
Bikmo provides excellent insurance services for cyclists by cyclists! During the past few years with Bikmo I had to make two claims. In the first instance Bikmo promptly settled the claim, enabling me to quickly replace the damaged bike. In the second instance Bikmo advised me to use the legal cover (included in the policy), to engage a solicitor as I had a very strong case and the bike had several upgrades that would result in the insurance settlement undervaluing the bike. This was indeed the best course of action because the judgement at court resulted in a settlement that rightly covered far more than the initial "best and final" offers made by the other party's insurance company. I am happy to recommend Bikmo. Reviewed on: 13th October 2022
David's avatar
David

Dealt with claim promptly

5
Bikmo were excellent and dealt with my claim promptly, professionally and politely. Reviewed on: 13th October 2022
Mark Baker's avatar
Mark Baker

Very good product

5
Easy to navigate around the website and find the exact Insurance I needed plus very helpful staff when I had some questions about taking my bike abroad Reviewed on: 13th October 2022
Simon Dawson's avatar
Simon Dawson

Most reliable Cycles insurance with Bikmo

5
I setup my second year insurance for my bicycles with Biknowledge. Peace of mind. I’m extremely happy Reviewed on: 13th October 2022
Bekir Kuvanc's avatar
Bekir Kuvanc

Value for money and friendly staff

5
I’ve shopped around and found bikmo reasonably priced and good customer service Reviewed on: 13th October 2022
jeanette.prophet@gmail.com's avatar
[email protected]

Quick easy cost effective

5
Good value easy to sort out. Makes life easier and good cover Reviewed on: 13th October 2022
davidcargilllaing@yahoo.com's avatar
[email protected]

Insurance

5
very easy to understand and get all you need insured. Reviewed on: 13th October 2022
Vinny Schoepe's avatar
Vinny Schoepe

Bikmo represent great VfM and service.

4
I’ve been with Bikmo for several years and (sadly) had to make a couple of claims. Service was friendly every time. They also understand bike riders and the urgency to keep one’s beauty on the road! Reviewed on: 13th October 2022
CarterCadence's avatar
CarterCadence

Joshua Johns

5
I had an unknown cyclist crash into my bike whilst I was on a leisure ride in August 2022 at a roundabout in Irlam Manchester. I contacted Bikmo to report the damage to my bike ( broken chain & seat stay, broken derailleur , buckled wheel etc) My claim was assigned to Josh who is an absolute credit to Bikmo. He contacted me every step of the way and made everything effortless, 1st class communication and a favourable out come. I have such faith in Bikmo that my new bike is also insured with them. Top class company to deal with, thanks again to Josh. Reviewed on: 13th October 2022
Karl King's avatar
Karl King

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