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Bikmo: Cycle insurance reviews

4.78
Based on 533 reviews, last reviewed 22nd Apr 2026
No new 5 star reviews
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100% increase in 1 star reviews
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Latest highest rating:

5

Bikmo is THE insurance for all bike riders. A fantastically efficient process to take out my insurance, fully comprehensive and a 50% multi bike discount too. Any questions the customer service ... Read more Reviewed on: 15th July 2025
Luc H's avatar
Luc H

Latest lowest rating:

1

Claim rejected due to ridiculous technicality My bike was stolen from a purpose-built, access-controlled workplace cycle store — behind two separate fob-controlled doors and locked using a Krypton... Read more Reviewed on: 22nd April 2026
Simon Banoub's avatar
Simon Banoub

About this product

Bikmo cycle insurance provide sportive, kit and accessory cover as standard.

Bikmo cycle insurance policies cover you whether you’re riding road, MTB, tri, e-bikes or commuting to work. You can take out a policy in two minutes, access your cloud account 24/7 and do it all from your mobile.

Bikmo cycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Bikmo before, you can also leave a review and share your experience.

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Bikmo Cycle insurance reviews (533)

Valued comprehensive cover

5
The insurance coverage provided is comprehensive, realistic and straight-forward to administer. Reviewed on: 13th October 2022

best of the best

5
I have been with Bikmo for the third year, I already had one accident on my bike and all formalities as well as the payment of compensation were at the highest level, I highly recommend Bikmo as an insurer. Reviewed on: 13th October 2022

I am yet to claim but...

5
So far the ease of use is amazing, I've had about 3 different bikes on a plan and each time changing was super easy. 100% happy. Reviewed on: 13th October 2022

recommended 100%

5
I am very happy with the service they offer, the customer service is fast and professional, everything you need with a very competitive price. Reviewed on: 13th October 2022

Great customer service

5
Whenever I speak to one of the team members, they are always very helpful and explain everything in full detail. A great company to deal with. Reviewed on: 13th October 2022

Fabulous!

5
It's the most extensive one I could find and is tailored to my needs to a T! Simply the best in the market! Reviewed on: 13th October 2022

Good value

5
Good efficient service and very pleased with the product I.e. insurance. Reviewed on: 13th October 2022

Good support when I fell off my bike

5
I came off my bike riding fast downhill. I got concussion, a broken shoulder and damaged my bike, helmet and clothing. Bikmo were clear in telling me what is covered (cycle equipment such as helmet, gloves and shirt) and what isn’t (prescription glasses). My bike has a carbon frame so they paid for an initial assessment at my local bike shop then for a further inspection by carbon bike repair. I was sent a detailed report of the condition of the bike (frame had no damage apart from superficial scratches) and the price to replace wear and tear items not due to the accident such as the bottom bracket. These were good prices and my bike was returned in excellent condition. Reviewed on: 13th October 2022

No complaints!

5
No complaints, been with them for several years and very happy with the service. Easy renewal and not expensive! Reviewed on: 13th October 2022

Cycle Insurance

5
Very easy, simple and quick way to get insurance… Reviewed on: 13th October 2022

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