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Birmingham Midshires Reviews

Ratings based on 5 reviews Last review 3 months ago
3 / 5Good overall rating

Birmingham Midshires are savings specialist. Hundreds of thousands of people in the UK use their savings accounts to help them make the most of their money. Smart Money People is the place for Birmingham Midshires reviews. Read and write reviews to...

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Birmingham Midshires are savings specialist. Hundreds of thousands of people in the UK use their savings accounts to help them make the most of their money. Smart Money People is the place for Birmingham Midshires reviews. Read and write reviews to help increase trust and transparency in Financial Services.

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Your Birmingham Midshires Reviews (5)

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20th February 2018

Alarmingly unprofessional, confused and understaffed

I had been speaking for quite some time on behalf of my mother to this company regarding her mortgage having complied with all power of attorney legalities initially. Today when I called, I had been told by a chap that he does not know who allowed me...

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I had been speaking for quite some time on behalf of my mother to this company regarding her mortgage having complied with all power of attorney legalities initially. Today when I called, I had been told by a chap that he does not know who allowed me to speak on my mother's behalf as I am not on their system as being holder of the Power of Attorney - SHOCKING and ALARMING! anyone can speak on your behalf and they wouldn't even bother checking! beware of this company, the staff do not care! - also, they are extremely understaffed and most of the time, only the underqualified speak to you since the qualified are scarce.

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8th November 2017

Best rate easy access

We had a matured fixed-rate account with BM, but rates offered for new fixed-rate accounts were...

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We had a matured fixed-rate account with BM, but rates offered for new fixed-rate accounts were derisory.
They were offering easy-access account at 1.3%, but this was online. and I felt uncomfortable having a large sum of money online in an easy access account. However, when phoning them they said we could have the same rates for the same account, accessing through the post.
We have decided to do this, and when/if interest rates increase we will be able to review.

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24th December 2016

Fixed Rate Savings at Competitive Interest rates.

My husband and I have held fixed-rate savings accounts with BM, quite simply because their accounts are simple to set up and use, and their interest rates are usually...

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My husband and I have held fixed-rate savings accounts with BM, quite simply because their accounts are simple to set up and use, and their interest rates are usually competitive.
We currently hold a 2 year fixed-rate account, earing 2.10%, which at the time of opening was one of the best interest rates available.
Paperwork is sent through the post with statements informing you of interest added, and customers are advised in plenty of time when the account is nearing maturity.
You are also given several options to choose a new fixed rate account, withdraw a cheque, or other options.
Very simple and straightforward; the only downside to the account is that online facilities don't seem to be available, making it impossible to check the account throughout the term.
Overall recommended, good solid and competitive account.

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30th August 2015

BM Savings is an online financial specialist that offers some very competitive savings products.

BM Savings offers a variable rate savings account that allows unlimited transactions and gives a competitive interest of 1.6% gross, of which 1.35% is a bonus that applies for the first 12...

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BM Savings offers a variable rate savings account that allows unlimited transactions and gives a competitive interest of 1.6% gross, of which 1.35% is a bonus that applies for the first 12 months.

BM Savings is part of the Lloyds/HBOS banking group but being online only offers better interest rates than the better known and high street based members of the group.