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Blue Motor Finance: Car finance reviews

4.34
Based on 242 reviews, last reviewed 31st Aug 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
74%
See only 4 star reviews
5%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
19%

Latest highest rating:

5

Amazing service Amazing service, help and understanding over difficulty making payments. Understood my health and financial issues. Allowed me to make greatly reduced... Read more Reviewed on: 12th August 2026
TFTSG's avatar
TFTSG

Latest lowest rating:

1

Vehicle rejection handled poorly I raised a formal complaint with Blue Motor Finance in May 2026 regarding a faulty vehicle purchased via hire purchase. Whilst they ultimately upheld ... Read more Reviewed on: 31st August 2026

About this product

Blue Motor Finance provides finance on used cars to consumers, both directly and through a nationwide network of introducers.

If you’re accepted for finance, you can manage your account 24/7 using the online customer portal.

Blue Motor Finance reviews help you find out what it’s like to be a customer. If you’ve used Blue Motor Finance before, you can also leave a review and share your experience.

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Blue Motor Finance Car finance reviews (242)

Car Financed last year

5
I financed a car last year that was a good car , processed quick and absolutely fine, with a zero deposit cost seemed to be a bit high altogether but still met our need. The service provided was really good. Staff were available to help , devoted to support. Reviewed on: 20th July 2025

I’m a disabled customer with long-term mental and ph...

1
I’m a disabled customer with long-term mental and physical health conditions. I financed a car through Blue Motor Finance and paid them thousands of pounds before the vehicle was repossessed and sold at auction — meaning they already made significant money from my account. There’s a small balance of around £500 left, which I simply cannot afford to pay. I sent them full medical evidence including a Debt and Mental Health Evidence Form (DMHEF) and letters from my GP confirming that I will not be able to return to full-time work. Despite this, Blue refused to offer any support or write-off, dismissed my situation entirely, and closed my complaint with no empathy or meaningful response. Their attitude came across as cold and dismissive, and dealing with them has genuinely worsened my mental health. I also took the matter to the Financial Ombudsman, who didn’t rule in my favour — but this doesn’t change how damaging Blue’s behaviour has been. If you ever find yourself unwell or in financial difficulty, this is not a company that will treat you with understanding or fairness. Vulnerable customers should be extremely cautious before using them. Reviewed on: 4th July 2025

Excellent service from start to finish.

5
Excellent service from start to finish. Easy to talk to.finance sorted easily.no problems what do ever would recommend to anyone Reviewed on: 29th May 2025

Nothing special

3
Very average prices, nothing special, and alike many others I was misled around DCA commission by them Reviewed on: 27th May 2025

Endlessly waiting on phone lines just to be told the...

1
Endlessly waiting on phone lines just to be told they can't speak. Providing information to customer well past it being needed Reviewed on: 8th April 2025

I got my car on finance with blue motor finance.

5
I got my car on finance with blue motor finance.From start to finish,signing my documents,to recently changing address.No hassle,very professional service. Reviewed on: 7th April 2025

I have received no help with signing the e-documents.

1
I have received no help with signing the e-documents. I attempted to get verified this way 16 times. Each time, a £1 ghonst transaction is made from your bank account. Endless emails, phonecalls, text messages and even changing bank did not solve the problem. Whenever I responded to the email by asking for help, none was forthcoming. Reviewed on: 6th March 2025

Not taking payments on time or at all.

1
Not taking payments on time or at all. Several complaints but never doing what was agreed. Causing severe stress and inconvenience. Explained that by not taking payments could impact my credit score and damage my business. Third time no payments were taken and has now damaged my credit score that was perfect with no missed payments for many years. Reviewed on: 22nd January 2025

Communication with the team is clear and easy to und...

4
Communication with the team is clear and easy to understand Reviewed on: 16th January 2025

The experience is good .

5
The experience is good . Because Blue trust in my honestly . I’m pay all logic never missing the amount propose. Reviewed on: 14th January 2025

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