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Bradford District Credit Union: Loans reviews

4.86
Based on 536 reviews, last reviewed 7th Apr 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Reasonable rates Not had a loan for a number of years now but was always reliable and affordable payback options. Reviewed on: 7th April 2026
Billy D's avatar
Billy D

Latest lowest rating:

1

Poor experience been a member for a while but the re... Poor experience been a member for a while but the recent experience has been appalling with no accountability from the organisation in providing a rat... Read more Reviewed on: 24th June 2025
Wajid's avatar
Wajid

About this product

Bradford District Credit Union offer a range of different personal loans.

You can borrow between £200 and £25,000 and there are no early repayment charges.

Bradford District Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Bradford District Credit Union before, you can also leave a review and share your experience.

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Bradford District Credit Union Loans reviews (536)

Fair and Competitive Loans

5
I took out a loan with BDCU approx 3 years ago and they have been excellent. The application was straight forward and easy to follow. I was kept up to date with any updates and all information was relayed to me quickly and easily. The staff were great at explaining my options, interest, payments and left me feeling confident about getting a loan. Payments are deducted straight from my salary, so I don’t have to worry about paying each month. Their interest rates are fair and competitive and they even set aside a portion of your repayments into a savings account. Reviewed on: 5th June 2025

I'm very satisfied with the service from credit unio...

5
I'm very satisfied with the service from credit union tha pay loan very fast I'm very happy to be customer with credit union I hope I can stay longer thank you Reviewed on: 5th June 2025

When I needed a loan to revamp my home they...

5
When I needed a loan to revamp my home they helped Reviewed on: 5th June 2025

BDCU have great customer service and are able to pro...

5
BDCU have great customer service and are able to provide you with all options to hand. They are clear and and very quick in decision making. Reviewed on: 5th June 2025

I needed a loan urgently.

5
I needed a loan urgently. The application process was easy and was approved within a few days. The total time from application to money in bank was 4 days. The interest rate was very competitive and the customer service was excellent. I never felt at any point that they were dragging out the process. Reviewed on: 5th June 2025

Best Savingstastic and afford Loans

5
While the loan processing was commendable, I encountered difficulties with customer service. The provided contact number was either unresponsive or led to long wait times without resolution. Reviewed on: 5th June 2025

I needed help at Christmas and BDCU came through for...

5
I needed help at Christmas and BDCU came through for me for the first time Reviewed on: 5th June 2025

Good loan providers.

5
Good loan providers. Doesn't Harrass customers when struggling with payments. Reviewed on: 5th June 2025

Helpful with communication and when applying for a l...

5
Helpful with communication and when applying for a loan it was easy Reviewed on: 5th June 2025

Was an amazing experience from start to finish

5
Was an amazing experience from start to finish Reviewed on: 5th June 2025

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