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Bradford District Credit Union: Loans reviews

4.86
Based on 536 reviews, last reviewed 7th Apr 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
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1%

Latest highest rating:

5

Reasonable rates Not had a loan for a number of years now but was always reliable and affordable payback options. Reviewed on: 7th April 2026
Billy D's avatar
Billy D

Latest lowest rating:

1

Poor experience been a member for a while but the re... Poor experience been a member for a while but the recent experience has been appalling with no accountability from the organisation in providing a rat... Read more Reviewed on: 24th June 2025
Wajid's avatar
Wajid

About this product

Bradford District Credit Union offer a range of different personal loans.

You can borrow between £200 and £25,000 and there are no early repayment charges.

Bradford District Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Bradford District Credit Union before, you can also leave a review and share your experience.

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Bradford District Credit Union Loans reviews (536)

Feeling valued and effective

5
I joined Bradford District Credit Union in the hope that some of my savings would be put to good use. And that has happened, but also I feel part of a committed and friendly organisation. The wide-ranging work the Union does goes far beyond saving and loans, and really makes a difference. I'm proud and pleased to be part of it. Reviewed on: 23rd June 2020

Best Debt consolidation

5
Find the credit union loan rates low and use for debt consoldation to get rid of high intrest credit cards /loans that prey on people with bad credit ratings. Reviewed on: 23rd June 2020

Ask for a loan before the sharks get to you

5
I have been a member of Bradford District Credit Union since it started it is a great way to save and borrow. The jam jar bank account is a great tool for managing your money Reviewed on: 23rd June 2020

Clear and simple

5
Little waffle and therefore, a focus on facts and actions. Action for the future: a less cumbersome online experience. But the ethics of the Union is the main focus, as it should be. Reviewed on: 23rd June 2020

Interest rates

5
What a great service you get from the back,always willing to listen,and the loan terms they offer are second to none,in my eyes. Friendly helpful staff who relate to you in a truly professional manner and put any worries at ease. Reviewed on: 23rd June 2020

Very reliable and efficient

5
Would recommend them to everyone Reviewed on: 23rd June 2020

Online banking

5
Had to go in to sort out my online mobile banking and they office staff was very friendly Reviewed on: 23rd June 2020

Friendly staff and good customer service

5
I used the Bradford branch for some time and always found staff very helpful Reviewed on: 23rd June 2020

Great experience even throughout covid 19

5
Credit union is great for quick loans when your struggling and also good to save with #sustainable banking Reviewed on: 23rd June 2020

People over profit

5
Among its credit union peers, BDCU is an internationally recognized best practice for anti-poverty and financial inclusion efforts. Each day, their work improves people lives and they set the bar high for others to follow. Reviewed on: 23rd June 2020

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