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Bradford District Credit Union: Loans reviews

4.85
Based on 531 reviews, last reviewed 12th Jul 2025
1833% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
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94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Very nice people to deal with cheap loans Very nice people to deal with cheap loans Reviewed on: 12th July 2025
Kirsty W's avatar
Kirsty W

Latest lowest rating:

1

Poor experience been a member for a while but the re... Poor experience been a member for a while but the recent experience has been appalling with no accountability from the organisation in providing a rat... Read more Reviewed on: 24th June 2025
Wajid's avatar
Wajid

About this product

Bradford District Credit Union offer a range of different personal loans.

You can borrow between £200 and £25,000 and there are no early repayment charges.

Bradford District Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Bradford District Credit Union before, you can also leave a review and share your experience.

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Bradford District Credit Union Loans reviews (531)

Available to all

5
Credit union is a friendly service, thats offers financial security to all people. Giving them the opportunities to save and lend money, for those in situations that would not normally be able to access these services. Reviewed on: 23rd June 2020

Helps me save my money

5
I’ve saved for nearly 1 year with BDCU. It makes Christmas so much easier & also gives me the ability to pay for things like tv license etc in full Reviewed on: 23rd June 2020

I would recommend bdcu to every body 10 stars.one for savings loans Christmas club which enable you to live within your means and save at the same time without extortionate interest.

5
small monthly deposits have helped me pay for Christmas without the stress for years now the staff are fantastic and able to find solutions to fit your needs. Reviewed on: 23rd June 2020

Doing a good job

5
I joined the Bradford District Credit Union while I was a Bradford City Councillor because I felt it provided a sound alternative to payday loans . It also helped people manage their finances so as to avoid debt Reviewed on: 23rd June 2020

Quick, considered and achievable.

5
My wife and I drew a loan a few years back to pay for a car. The process was prompt, the result was positive in spite of our less-than-great credit scores at the time. The repayment plan was fair and easily manageable and the communication from BDCU was always timely and comprehensive. Overall it was a good experience and we are now reassured that we have access to funds without obscene charges or hard-sell promotions. Reviewed on: 23rd June 2020

My local Credit Union

5
I have been able to take funds from my local Credit Union and pay it back via payroll - all these actions have been seamless and easy to arrange. Also the Credit Union has offered loyalty loans because I am a member over a long period of time. Reviewed on: 23rd June 2020

Local effective action to tackle poverty

5
Lack of affordable and ethical local borrowing remains a major hazard for impoverished individuals and families. The more we can broadcast local Credit Unions the more we can help make loan sharks redundant. Reviewed on: 23rd June 2020

Brilliant helpful.

5
Need a loan for home and found them helpful the process was easy and I didn't have to wait longer for a answer and to recieve. I also save with them on a weekly s/o Reviewed on: 23rd June 2020

Brilliant they helped me no end at a difficuclt time in my life excellent support time in my ro

5
Good perfesnal service and understanding I referred a friend who they helped in every way Reviewed on: 23rd June 2020

Fantasic people

5
Great communication and quick replies Reviewed on: 23rd June 2020

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