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Bradford District Credit Union: Loans reviews

4.86
Based on 536 reviews, last reviewed 7th Apr 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Reasonable rates Not had a loan for a number of years now but was always reliable and affordable payback options. Reviewed on: 7th April 2026
Billy D's avatar
Billy D

Latest lowest rating:

1

Poor experience been a member for a while but the re... Poor experience been a member for a while but the recent experience has been appalling with no accountability from the organisation in providing a rat... Read more Reviewed on: 24th June 2025
Wajid's avatar
Wajid

About this product

Bradford District Credit Union offer a range of different personal loans.

You can borrow between £200 and £25,000 and there are no early repayment charges.

Bradford District Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Bradford District Credit Union before, you can also leave a review and share your experience.

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Bradford District Credit Union Loans reviews (536)

Great

5
Very helpful staff quickly sorted my loan and direct to my account in few days Reviewed on: 23rd June 2020

Great Service

5
The staff at Bradford Credit Union are very friendly and helpful . They go out of there way to keep you informed of the progress of your applied loan. They also are very helpful with other queries . I would recommend Credit Union to friends and family. Reviewed on: 23rd June 2020

Brilliant

5
Great service and easy access to accounts etc. I was one of the 1st people to join and have always been a member. Reviewed on: 23rd June 2020

Fantastic

5
Helpful you can save you can borrow fantastic and helpful staff Reviewed on: 23rd June 2020

Grate friendly fast service

5
I have always used credit union in Bradford to save with and to get loans to help me get a car or for home renovations the staff are grate always helpful and friendly Reviewed on: 23rd June 2020

Available to all

5
Credit union is a friendly service, thats offers financial security to all people. Giving them the opportunities to save and lend money, for those in situations that would not normally be able to access these services. Reviewed on: 23rd June 2020

Helps me save my money

5
I’ve saved for nearly 1 year with BDCU. It makes Christmas so much easier & also gives me the ability to pay for things like tv license etc in full Reviewed on: 23rd June 2020

I would recommend bdcu to every body 10 stars.one for savings loans Christmas club which enable you to live within your means and save at the same time without extortionate interest.

5
small monthly deposits have helped me pay for Christmas without the stress for years now the staff are fantastic and able to find solutions to fit your needs. Reviewed on: 23rd June 2020

Doing a good job

5
I joined the Bradford District Credit Union while I was a Bradford City Councillor because I felt it provided a sound alternative to payday loans . It also helped people manage their finances so as to avoid debt Reviewed on: 23rd June 2020

Quick, considered and achievable.

5
My wife and I drew a loan a few years back to pay for a car. The process was prompt, the result was positive in spite of our less-than-great credit scores at the time. The repayment plan was fair and easily manageable and the communication from BDCU was always timely and comprehensive. Overall it was a good experience and we are now reassured that we have access to funds without obscene charges or hard-sell promotions. Reviewed on: 23rd June 2020

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