Write a review

Newsletter

Go to business site

Carmoola: Car finance reviews

Name: Car finance
Rating: 4.86 (1118 reviews)

View other Carmoola products

4.86

Based on 1,118 reviews, last reviewed 26th Aug 2026

106100% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

2 star

Latest highest rating:

5

Excellent overall Great service very easy finance. Every with carmoola is excellent. Very good service Reviewed on: 26th August 2026

Latest lowest rating:

1

In process of having to file a case with the financi... In process of having to file a case with the financial ombudsman due to having to spend the best part of 5k to sort the car out and it still has other... Read more Reviewed on: 29th July 2026

Read all reviews Write a review

About this product

The Carmoola app is an all-in-one car finance app where you can find finance and buy a car.

In just 60 seconds, Carmoola will show you how much you can spend without impacting your credit score. You can also make adjustments to your plan before you commit to a loan.

Carmoola reviews help you find out what it’s really like to be a customer. If you’ve used Carmoola before, you can also leave a review and share your experience.

Review Carmoola: Car finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Carmoola Car finance reviews (1118)

The most simple car finance I've ever done.

The most simple car finance I've ever done. Complete hassle free. An absolute joy to use. Reviewed on: 10th June 2026

A much needed change for the Car Finance industry.

Accepted quickly, process was very smooth through a modern app. I did have to have a phone call with someone from Carmoola, but this is because I was buying a car from Northern Ireland when I live in England, so I feel like that's fair enough. Decent enough interest rate for my age, so no complaints really. Reviewed on: 10th June 2026

Quick, easy, efficient

Quick, easy, well looked after when applying but don't hear anything now. Reviewed on: 10th June 2026

Helpful place !

Massively reduced my interest rate compared to dealers rate. Still a bit high as i got it with 2 years driving experience at 19 years old, but better than the rest. The app is also great and overpayment options are good. Reviewed on: 10th June 2026

Very quick and easy to set up

Very quick and easy to set up and to pay for my car. Reviewed on: 10th June 2026

Really straightforward and friendly

Really straightforward and friendly Reviewed on: 10th June 2026

Carmoola was simple, gave me a decision in...

Carmoola was simple, easy and gave me a decision in less than a minute. Compared to my previous car finance I got a better rate, the dealership I purchased the car from was very good. I cannot complain about the process at all from my experience. What I would say is they did contact me just before purchasing the vehicle to ensure I was satisfied, it was not a pressured call, it was clear and hassle free. I’d be happy to recommend carmoola to friends and family Reviewed on: 10th June 2026

No hidden fees and very helpful customer service

No hidden fees, everything explained excellently and customer service had been very helpful the few times ive contacted them regarding adding personalised plates to my vehicle. Excellent company to deal with! Reviewed on: 10th June 2026

Friendly staff , great communications and very helpful

Friendly staff , great communications and very helpful Reviewed on: 10th June 2026

the interest rate is very high

the interest rate is very high , i only used this for a starter and i will apply for another company soon to bring my rates down Reviewed on: 10th June 2026

Reply from Carmoola Hey Daniel, Thank you for your feedback. We’re sorry you didn’t find our rates competitive on this occasion. The rates we quote are based on multiple factors, so it might just be that we weren’t able to provide you with the best price this time. Hopefully we can do better if you choose to try us again in the future. Good luck with your car search - we hope you’re behind the wheel of your dream car soon. If you'd like to chat, please drop us a message at [email protected] with a good time to reach you. All the best, Team Carmoola Response date: 10th June 2026

Review Carmoola: Car finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Alternative products

Car finance
from Close Brothers 1.91 from 74 reviews
Car Finance
from Black Horse 2.56 from 33 reviews
Car finance
from First Response Finance 4.87 from 8001 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

Carmoola: Car finance reviews

106100% increase in 5 star reviews

400% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Carmoola: Car finance now

Carmoola Car finance reviews (1118)

The most simple car finance I've ever done.

A much needed change for the Car Finance industry.

Quick, easy, efficient

Helpful place !

Very quick and easy to set up

Really straightforward and friendly

Carmoola was simple, gave me a decision in...

No hidden fees and very helpful customer service

Friendly staff , great communications and very helpful

the interest rate is very high

Review Carmoola: Car finance now

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024