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Carmoola: Car finance reviews

4.86
Based on 1,117 reviews, last reviewed 30th Jul 2026
106000% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very good perfect good express good condition very good perfect good express good condition Reviewed on: 30th July 2026
Radoslaw S's avatar
Radoslaw S

Latest lowest rating:

1

In process of having to file a case with the financi... In process of having to file a case with the financial ombudsman due to having to spend the best part of 5k to sort the car out and it still has other... Read more Reviewed on: 29th July 2026
John Young's avatar
John Young

About this product

The Carmoola app is an all-in-one car finance app where you can find finance and buy a car.

In just 60 seconds, Carmoola will show you how much you can spend without impacting your credit score. You can also make adjustments to your plan before you commit to a loan.

Carmoola reviews help you find out what it’s really like to be a customer. If you’ve used Carmoola before, you can also leave a review and share your experience.

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Carmoola Car finance reviews (1117)

Hassle free from start to finish.

5
Hassle free from start to finish. Making the purchase of my car a great experience Reviewed on: 12th June 2026

Easy, quick and competetive

5
At the time my credit health wasn’t the best, but Carmoola offered me a much better rate than any other lenders. I was very impressed with the speed of sorting it all from start to finish. I was able to drive my car away the same day after a short wait for the money to reach the dealer. Payments are easily collected and the app is useful and informative. Reviewed on: 12th June 2026

Very easy, fast and friendly.

5
Very easy, fast and friendly.i will use Carmooola every time when I need. Thank you very much Reviewed on: 12th June 2026

Thanks Carmoola!

4
After trying a few other lenders who overcomplicated things the process with Carmoola was quick and easy. I have ended up with a car with lesser emissions and better fuel economy and i have enjoyed the personal touch in reminders about upcoming payments. Makes me feel like a valued customer. Reviewed on: 12th June 2026

Carmoola review - 5 stars

5
Carmoola were incredibly helpful throughout the initial process and I know if I needed any support now they would be there to help. Reviewed on: 12th June 2026

Fast and reliable with regards to documents process

5
Fast and reliable with regards to documents process Reviewed on: 12th June 2026

I was looking to refinance a balloon payment and cou...

5
I was looking to refinance a balloon payment and couldn't believe how easy the process was to set up with carmoola. Reviewed on: 12th June 2026

Easy to access, easy to set up, seamless.

5
Easy to access, easy to set up, seamless. Great customer service. Reviewed on: 12th June 2026

Taking the stress out of car buying.

5
Easy to use app, making understanding your budget and also paying for a car so much easier. The whole process was stress-free, which we all know that buying a car can be very stressful. The T&Cs were easy to understand. Once you have purchased a car, the app is great for understanding how much of car finance you have paid off and what’s left. I haven’t had to contact the support team yet, however I know where to go to contact them. Reviewed on: 12th June 2026

Fantastic rates

5
Fantastic rates, from the approval to making payments and having the policy set up was easy from the get go! Reviewed on: 12th June 2026

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