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Carmoola: Car finance reviews

4.86
Based on 1,117 reviews, last reviewed 30th Jul 2026
106000% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very good perfect good express good condition very good perfect good express good condition Reviewed on: 30th July 2026
Radoslaw S's avatar
Radoslaw S

Latest lowest rating:

1

In process of having to file a case with the financi... In process of having to file a case with the financial ombudsman due to having to spend the best part of 5k to sort the car out and it still has other... Read more Reviewed on: 29th July 2026
John Young's avatar
John Young

About this product

The Carmoola app is an all-in-one car finance app where you can find finance and buy a car.

In just 60 seconds, Carmoola will show you how much you can spend without impacting your credit score. You can also make adjustments to your plan before you commit to a loan.

Carmoola reviews help you find out what it’s really like to be a customer. If you’ve used Carmoola before, you can also leave a review and share your experience.

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Carmoola Car finance reviews (1117)

Great experience with them so far.

5
Great experience with them so far.and great customer care,well explained things you will understand Reviewed on: 10th June 2026

From start to finish the whole process was nice and...

5
From start to finish the whole process was nice and smooth . Got a great deal on my new dream car and would highly recommend Carmola to anyone Reviewed on: 10th June 2026

Great customer service both with myself and...

5
Great customer service limited both with myself and the car dealer, got the funds sorted same day and sent a wee pressie to the house. Personalised approach and great rates overall. I was able to amend my budget multiple times and select different cars while I was looking. Reviewed on: 10th June 2026

Too good to be real.

5
To be honest, I thought it wasn't real initially, due to how easy, quick and real the whole transaction was. Am super happy with the quality of my car though the interest rate i consider a bit high, but am enjoying my car. Reviewed on: 10th June 2026

Very easy, friendly and professional.

5
Very easy, friendly and professional. Will definately use them agsin Reviewed on: 10th June 2026

Very smooth and straightforward process, can track e...

5
Very smooth and straightforward process, can track everything from the app, highly recommended! Reviewed on: 10th June 2026

Good Experience So Far...

4
I have had two car loans through Carmoola so far and it's been a great, fuss free, easy process each time. The only negative thing I have to say is there was very little clarity and conflicting opions on the timing around settling my first loan and payning for my new car which almost resulted in me losing out on my new car. Other than that, it's been great. Reviewed on: 10th June 2026

Perfect offer

5
I hasn’t got any credit history in UK, however, after checking my income , I was given a loan to buy the car I wanted. In my case, this was the perfect offer. Thanks for this opportunity Reviewed on: 10th June 2026

Excellent service, very very easy and fast service.

5
Excellent service, very very easy and fast service. Will definitely use again in the future Reviewed on: 10th June 2026

The app is amazing, you can always pay through the a...

5
The app is amazing, you can always pay through the app if you miss a payment Reviewed on: 10th June 2026

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