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Central Credit Union: Loans reviews

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4.97
Based on 2,600 reviews, last reviewed 23rd Feb 2026
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I spoke to Karen and she was very friendly and appro... I spoke to Karen and she was very friendly and approachable and made the whole process of applying for the loan and 3 way call very easy Reviewed on: 23rd February 2026
Jennifer R's avatar
Jennifer R

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025
Estelle Monaghan's avatar
Estelle Monaghan
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About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Review Central Credit Union: Loans now

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Central Credit Union Loans reviews (2600)

Always helpful and fast response

5
Always helpful and fast response Reviewed on: 22nd April 2025
Kate p's avatar
Kate p

Very good always there to answer an help with questi...

5
Very good always there to answer an help with questions you ask Reviewed on: 22nd April 2025
Annie c's avatar
Annie c

Very good at commuacation an allway happy to help

5
Very good at commuacation an allway happy to help Reviewed on: 22nd April 2025
Julie p's avatar
Julie p

Would recommend to anybody!

5
I had gotten my first loan around 2022/2023 and was really surprised that I could pay back via child benefit, I think that’s such a handy way of repaying. Central Credit Union has great offers for new and existing members whether that be loans or savings. In the past I could never save even if it was the smallest amounts I would find myself struggling and have to spend it, I pay £5 into my savings every month and have accumulated over £500 worth of savings that will help me massively in the future, especially if I keep saving and don’t take any money out which is the plan. I recommend Central Credit Union to everybody I know, I was actually recommended myself by a friends mum and it has been the best advice given to me surrounding loans and/or savings. If I have ever had a query it has always been quick and easy getting a reply whether that be by phone or email, every person I have dealt with on the other end of the phone has been very reassuring no matter the question. I know I will continue with Central Credit Union for a long time. Reviewed on: 22nd April 2025
Rebecca H's avatar
Rebecca H

Always been really nice and looked after me thank yo...

5
Always been really nice and looked after me thank you so appreciate there help Reviewed on: 22nd April 2025
Joesph G's avatar
Joesph G

Help when need loans

5
Always polite professional and helpful Reviewed on: 22nd April 2025
Susan Houghton's avatar
Susan Houghton

They are amazing.

5
They are amazing. They really help when you need it. Reviewed on: 22nd April 2025
Natalie S's avatar
Natalie S

Staff are really polite helpful explain things reall...

5
Staff are really polite helpful explain things really well so you can understand & are also very professional. Reviewed on: 22nd April 2025
michellemottram29@hotmail.com's avatar
[email protected]

Best Credit Union by far

5
I have nothing but good to say about Central Credit Union the service the advice the customer care is 2nd to none Reviewed on: 22nd April 2025
Gerard B's avatar
Gerard B

A habit that changed my life.

5
I needed a loan and felt I had little chance of getting one. My daughter said try the Credit Union. I applied, everything was done on line, and I got a much needed loan. They recommend I open a savings account which I did, just to save a small regular amount as well as pay the loan back. Long after the loan was paid back, I carried on saving, still do today. Best advice I ever had. Reviewed on: 22nd April 2025
Susan M's avatar
Susan M

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