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Central Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (3378 reviews)

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4.94

Based on 3,378 reviews, last reviewed 14th Aug 2026

192% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Always been helpfull and great communication experie... Always been helpfull and great communication experience Reviewed on: 14th August 2026

Latest lowest rating:

1

Liverpool CU (beg to renew loan) Everytime my loan has been due I’ve virtually had to beg to be replied to when enquiring. If I offer to up my savings tho they’re in touch immediately... Read more Reviewed on: 8th July 2026

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About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Review Central Credit Union: Loans now

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Awards

Best credit union loan provider 2025

Awarded to the credit union rated highest in customer reviews for loans.

Central Credit Union Loans reviews (3378)

Very good at commuacation an allway happy to help

Very good at commuacation an allway happy to help Reviewed on: 22nd April 2025

Would recommend to anybody!

I had gotten my first loan around 2022/2023 and was really surprised that I could pay back via child benefit, I think that’s such a handy way of repaying. Central Credit Union has great offers for new and existing members whether that be loans or savings. In the past I could never save even if it was the smallest amounts I would find myself struggling and have to spend it, I pay £5 into my savings every month and have accumulated over £500 worth of savings that will help me massively in the future, especially if I keep saving and don’t take any money out which is the plan. I recommend Central Credit Union to everybody I know, I was actually recommended myself by a friends mum and it has been the best advice given to me surrounding loans and/or savings. If I have ever had a query it has always been quick and easy getting a reply whether that be by phone or email, every person I have dealt with on the other end of the phone has been very reassuring no matter the question. I know I will continue with Central Credit Union for a long time. Reviewed on: 22nd April 2025

Always been really nice and looked after me thank yo...

Always been really nice and looked after me thank you so appreciate there help Reviewed on: 22nd April 2025

Help when need loans

Always polite professional and helpful Reviewed on: 22nd April 2025

They are amazing.

They are amazing. They really help when you need it. Reviewed on: 22nd April 2025

Staff are really polite helpful explain things reall...

Staff are really polite helpful explain things really well so you can understand & are also very professional. Reviewed on: 22nd April 2025

Best Credit Union by far

I have nothing but good to say about Central Credit Union the service the advice the customer care is 2nd to none Reviewed on: 22nd April 2025

A habit that changed my life.

I needed a loan and felt I had little chance of getting one. My daughter said try the Credit Union. I applied, everything was done on line, and I got a much needed loan. They recommend I open a savings account which I did, just to save a small regular amount as well as pay the loan back. Long after the loan was paid back, I carried on saving, still do today. Best advice I ever had. Reviewed on: 22nd April 2025

Credit union is brilliant as a single parent on low...

Credit union is brilliant as a single parent on low income I can trust the credit union for a loan and low interest rates to be able to give my children a good Christmas o get a loan every year. Reviewed on: 22nd April 2025

Loans & savings

When i apply for a loan i ger kept up to date amd always contacted to i form me of the decision. They have helped me go on holidays and upgrade things in my home. The interest rates are excellent. Would highly recommend to all family for savings and loans. I have been with central numerous years amd feel like a valued customer. Reviewed on: 22nd April 2025

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