Smart Money People Logo

Central Credit Union: Loans reviews

4.97
Based on 2,600 reviews, last reviewed 23rd Feb 2026
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I spoke to Karen and she was very friendly and appro... I spoke to Karen and she was very friendly and approachable and made the whole process of applying for the loan and 3 way call very easy Reviewed on: 23rd February 2026
Jennifer R's avatar
Jennifer R

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025
Estelle Monaghan's avatar
Estelle Monaghan

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2600)

Review of the Central Credit Union, Loans:

Never had any problems over 10 yrsstaff geloful

5
Never gad any problems over 10 yrsstaff geloful Reviewed on: 23rd May 2025

Central Liverpool Credit Union

5
Central Liverpool Credit Union provided me with affordable loans whilst also enabling me to put some savings away which I had been unable to do for years. My credit score has increased and I would very highly recommend their services. Reviewed on: 28th June 2023

New customer

3
Not had loan yet but will apply for one very soon Reviewed on: 28th June 2023

Fantastic

5
Great bunch of people, always there to help Reviewed on: 28th June 2023

Best way to borrow

5
Been with the credit union years now and for what you borrow the best in the biz not only when I pay my loan back the extra goes into savings brilliant and reliable Reviewed on: 28th June 2023

Really good lender

5
Really good lender for my loan I have been comming for the past 10 years. Thanks so much for helping me. Really easy to do forms and that’s from doing them to signing them. Thanks so much Reviewed on: 28th June 2023

Amazing staff and so understanding

5
No question asked been a member for over 10 years absolutely would recommend always there to answer any questions big or small and very friendly staff and always help there clients Reviewed on: 28th June 2023

Brilliant

5
Easy completion of forms and excellent help to understand terms and conditions.omplere forms. Reviewed on: 28th June 2023

Great service

5
I reached out to central liverpool credit for a loan to help me pay off some existing loans to improve my credit. The service was fast, friendly and just what I needed. Thank you Reviewed on: 28th June 2023

loans and savings

5
best thing i ever did was join g the credit union . I’ve mentioned to all my friends about this it’s great . Reviewed on: 28th June 2023

Would of gave full stars but...

3
Was due to paid Friday and never got paid till Sunday obviously this unacceptable was left with nothing because of this error not even a sorry or compensation either and the fact they left one girl on her own on the phones to deliver the news to people was upsetting to I felt so sorry for her Reviewed on: 28th June 2023