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Central Credit Union: Loans reviews

Name: Loans
Rating: 4.96 (2599 reviews)

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4.96

Based on 2,599 reviews, last reviewed 16th Dec 2025

99% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Bern with credit union for over 18 years now always... Bern with credit union for over 18 years now always been a great help. Reviewed on: 16th December 2025

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025

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About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

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Central Credit Union Loans reviews (2599)

Summer holidays

Due to my loan which I renew each summer holiday This has allowed me to actually enjoy the time with my daughter without financial stress Reviewed on: 1st August 2022

Very straightforward and easy

I'm a new member to the liverpool Central credit union and its great I was accepted even though my credit isn't amazing the staff are really nice and I've also joined a Christmas savings option im so happy I joined i would definitely recommend joining Reviewed on: 1st August 2022

Central Liverpool credit union helped me when nobody else would

I will forever be grateful to the credit union and all the help I have received from them. They helped me at my lowest and I will never forget that. Thank you for helping me stay afloat. Reviewed on: 31st July 2022

Amazing

The best company I’ve found in the city!! I’ve tried everything to save in the past also tried everything get a loan and I cannot in anyway fault this company. Saving is so easy like the easiest ever, my payments get paid straight in and I don’t touch it as i need to ring up to speak with my old savings account in the bank it was so easy to transfer from savings to my daily bank and it didn’t help me save at all now I’m saving more each week. Loans I’ve never been able to get a loan I haven’t got bad credit but I haven’t got good credit I’m in between and the central credit union was so easy to apply even the waiting time for a decision was super fast the money was even in my account the next day I’m so happy I found this place The staff are super friendly and helpful they also give great advice on what to save and how much to pay back and save so you won’t be in any financial difficulty. Usually I don’t leave reviews on things but honestly I recommend this place to everyone for savings and loans they don’t let you down Reviewed on: 30th July 2022

Brilliant

This company helped me take my then young child on our first holiday to wales which wouldnt of been possible otherwise.From then each year the loan got bigger in which made the holidays get better,for example a full week in majorca with my now 2 children. Since covid I havnt been able to travel abroad but have continued with saving until that day comes for us,its brilliant for low income families. Reviewed on: 29th July 2022

Always there when I need it

Brilliant always there when I need it most Reviewed on: 27th July 2022

Great communication

Been great with communicating. Everything gone smoothly Reviewed on: 25th July 2022

Excellent service

Simple and easy to understand process, staff are really helpful. Reviewed on: 24th July 2022

A godsend

Being able to manage my money after so long struggling is such a relief. If I need to borrow I can but I save now and it gives me so much peace of mind. The staff are so helpful and friendly, I'm so happy I joined. Reviewed on: 24th July 2022

Best in the country

They are so helpful .they couldnt improve Reviewed on: 20th July 2022

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