Smart Money People Logo
Share this page
Link copied

Central Credit Union: Loans reviews

View other Central Credit Union products
4.96
Based on 2,597 reviews, last reviewed 25th Sep 2025
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and easy payments to pay back Reliable and easy payments to pay back Reviewed on: 24th September 2025
Charlene b's avatar
Charlene b

Latest lowest rating:

1

Extremely poor service first contacted them about a... Extremely poor service first contacted them about a Christmas top up loan janine didn’t ever bother to reply to me. then yesterday I asked for a paym... Read more Reviewed on: 25th September 2025
Darren Hill's avatar
Darren Hill
Read all reviews Write a review

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Review Central Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Central Credit Union Loans reviews (2597)

Central Liverpool credit union helped me when nobody else would

5
I will forever be grateful to the credit union and all the help I have received from them. They helped me at my lowest and I will never forget that. Thank you for helping me stay afloat. Reviewed on: 31st July 2022
helen adams's avatar
helen adams

Amazing

5
The best company I’ve found in the city!! I’ve tried everything to save in the past also tried everything get a loan and I cannot in anyway fault this company. Saving is so easy like the easiest ever, my payments get paid straight in and I don’t touch it as i need to ring up to speak with my old savings account in the bank it was so easy to transfer from savings to my daily bank and it didn’t help me save at all now I’m saving more each week. Loans I’ve never been able to get a loan I haven’t got bad credit but I haven’t got good credit I’m in between and the central credit union was so easy to apply even the waiting time for a decision was super fast the money was even in my account the next day I’m so happy I found this place The staff are super friendly and helpful they also give great advice on what to save and how much to pay back and save so you won’t be in any financial difficulty. Usually I don’t leave reviews on things but honestly I recommend this place to everyone for savings and loans they don’t let you down Reviewed on: 30th July 2022
Kels_leigh9621x's avatar
Kels_leigh9621x

Brilliant

5
This company helped me take my then young child on our first holiday to wales which wouldnt of been possible otherwise.From then each year the loan got bigger in which made the holidays get better,for example a full week in majorca with my now 2 children. Since covid I havnt been able to travel abroad but have continued with saving until that day comes for us,its brilliant for low income families. Reviewed on: 29th July 2022
Lyndsey 's avatar
Lyndsey

Always there when I need it

4
Brilliant always there when I need it most Reviewed on: 27th July 2022
Chelsea W's avatar
Chelsea W

Great communication

5
Been great with communicating. Everything gone smoothly Reviewed on: 25th July 2022
Molly-Anne Nolan's avatar
Molly-Anne Nolan

Excellent service

5
Simple and easy to understand process, staff are really helpful. Reviewed on: 24th July 2022
Catherine Morton's avatar
Catherine Morton

A godsend

5
Being able to manage my money after so long struggling is such a relief. If I need to borrow I can but I save now and it gives me so much peace of mind. The staff are so helpful and friendly, I'm so happy I joined. Reviewed on: 24th July 2022
Geoff McKay's avatar
Geoff McKay

Best in the country

5
They are so helpful .they couldnt improve Reviewed on: 20th July 2022
J bennett's avatar
J bennett

First class service.l

5
Staff always helpful. Friendly,makes a difference when people are pleasant. Reviewed on: 19th July 2022
Dorothy Jones's avatar
Dorothy Jones

Amazing

5
Brilliant new to this and so helpful the staff Reviewed on: 18th July 2022
samlouiseking28@gmail.com's avatar
[email protected]

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Central Credit Union?

    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill