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checkmyfile: Credit Report reviews

Name: Credit Report
Rating: 4.86 (106 reviews)

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4.79

Based on 106 reviews, last reviewed 17th Dec 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

3 star

1 star

Latest highest rating:

5

Using Checkmyfile. Using Checkmyfile.com to prepare for my mortgage application was invaluable. The multi-agency reports from Experian, Equifax, TransUnion, and Crediva ... Read more Reviewed on: 17th June 2024

Latest lowest rating:

2

Did the free trial was ok but rest has been painful Did the free trial was ok. Paying customer instead following and as much as it’s good that all is in one place I’ve had and am having nothing but issu... Read more Reviewed on: 17th December 2025

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About this product

Checkmyfile claims to be the UK's most detailed Credit Report, with data from all three Credit Reference Agencies: Equifax, Experian and TransUnion. Simple line-by-line comparison lets you keep an eye on everything that's reported about you, in one place.

Credit reports are rising in popularity, but can be a difficult choice if you don't know what to look for. We collect Checkmyfile credit report reviews to help you understand what you can expect from Checkmyfile.

Find out why existing credit report users chose Checkmyfile and how long they’ve been a customer. Read about the feature-full benefits and learn which features customers appreciate the most. Selecting the right place to access your credit report is important. Our Checkmyfile reviews can help you with this.

Are you a business that uses Checkmyfile? If you do, share your experience with others on Smart Money People to increase trust and transparency in financial services.

checkmyfile Credit Report reviews (106)

Review of the checkmyfile, Credit Report:

Easy to read your credit report.

Very easy to access and understand your credit report. Give very good explanations and when have a query, you get an answered very quickly. Reviewed on: 29th May 2024

Reply from checkmyfile Hi Tas, Thanks for leaving us a review. It's great to know you found it easy to understand the information on your report and that you were happy with the explanations to your queries. If we can be of any further help, get in touch. All the best, Claudia Checkmyfile Response date: 13th June 2024

Did the free trial was ok but rest has been painful

Did the free trial was ok. Paying customer instead following and as much as it’s good that all is in one place I’ve had and am having nothing but issues with these people. First it was my electoral proof which I had to contact my council for as proof of provided council tax wasn’t enough this went on for months! it’s now them wanting my address history even though it’s on my profile! Just been a pain with these people. & I’m paying for this absolutely ridiculous. Reviewed on: 17th December 2025

Using Checkmyfile.

Using Checkmyfile.com to prepare for my mortgage application was invaluable. The multi-agency reports from Experian, Equifax, TransUnion, and Crediva provided a thorough overview of my credit status, helping me identify discrepancies and understand my overall credit health. The intuitive interface made it easy to navigate, and the responsive customer support was a bonus. Reviewed on: 17th June 2024

Reply from checkmyfile Hi, Thanks for leaving us a review. It's great to know how pleased you are with the service and that we were able to assist you with both identifying discrepancies and helping you understand your overall credit health. If we can be of any further assistance, you know where we are. All the best, Claudia Checkmyfile Response date: 18th June 2024

As a mortgage broker I wouldn't recommend anything o...

As a mortgage broker I wouldn't recommend anything other than checkmyfile to clients, it's great, it's easy to understand and has all the information anyone could need Reviewed on: 17th June 2024

Reply from checkmyfile Hi Paul, Thanks for leaving us a review. I'm so pleased you think Checkmyfile is great, easy to understand, and has everything you need. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 18th June 2024

very easy to use website and very informative and he...

very easy to use website and very informative and helpful Reviewed on: 17th June 2024

Reply from checkmyfile Hi Sarah, Thanks for leaving us a review. I'm delighted to hear how pleased you are with the service and that you found it both informative and helpful. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 17th June 2024

I think the cost is excessive.

I think the cost is excessive £2-3/mth I would probably pay but £15 reduced to £10 the moment you query is dishonest pricing. Reviewed on: 17th June 2024

Reply from checkmyfile Hi Jack, Thanks for leaving us a review. The Checkmyfile subscription reflects the cost of obtaining your data from the credit reference agencies, as well as the value of our expert analysis and the support we provide. I hope this helps, but if you have any further queries, get in touch. All the best, Claudia Checkmyfile Response date: 17th June 2024

very good service, very easy to use

very good service, very easy to use Reviewed on: 17th June 2024

Reply from checkmyfile Hi Bali, Thanks for leaving us a review. I'm pleased to hear you're happy with the service and found it easy to use. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 17th June 2024

The whole process was troble free

The whole process was troble free Reviewed on: 16th June 2024

Reply from checkmyfile Hi Syd, Thanks for leaving a review - I'm delighted to know you found using Checkmyfile trouble-free. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 17th June 2024

Nothing to tell, only used the website and everythin...

Nothing to tell, only used the website and everything worked as expected - good use of graphics, great user interface Reviewed on: 16th June 2024

Reply from checkmyfile Hi Chris, Thanks for leaving us a review. I'm pleased to hear you liked the interface and graphics on our site. If we can be any further help, get in touch. All the best, Claudia Checkmyfile Response date: 17th June 2024

Checkmyfile fact finding is superb.

Checkmyfile fact finding is superb. Reviewed on: 15th June 2024

Reply from checkmyfile Hi Olusola, Thank for leaving us a review. It's great to know you're pleased with our service! I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 17th June 2024

Excellent great customer service

Excellent great customer service Reviewed on: 15th June 2024

Reply from checkmyfile Hi Denise, Thanks for writing us a review. It's wonderful to know our Customer Service Team were able to help out - I'll be sure to pass your comments on to them! If you have any further queries, do get in touch. All the best, Claudia Checkmyfile Response date: 17th June 2024

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