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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best saving app

5
This banking app finds the best rate on the market for you! Reviewed on: 21st March 2023

Amazing rates and effortless saving

5
I’ve been using chip for a couple of years now and I absolutely love it, it feels like a great community to be part of on social media and I love that my savings are growing with such little effort. It’s always great to know I have an emergency fund. Which is sometimes a ‘fun’ fund! Reviewed on: 21st March 2023

Best Savings Rate

5
Chip is easy to use and always have the best savings rate. Reviewed on: 21st March 2023

So easy to use

5
Chip is great, easy to use and help you save money. Reviewed on: 21st March 2023

I cannot praise the Chip App highly enough

5
An intuitive, wonderfully simple app to use and makes saving and managing my money a doddle. A great rate of return for instant access. I would recommend this app to anyone. Chip is the futyre! Reviewed on: 21st March 2023

Amazing

5
Love how chip is giving me value while also innovative products Reviewed on: 21st March 2023

Easy and useful

5
Been using chip for over 3 years now. There systems are very easy to navigate and very transparent without any hidden fees. For someone that’s struggled to save for a while, chip takes away any stress of worrying about saving a certain amount each month. Reviewed on: 21st March 2023

Simple and easy way to save

4
You save without actually knowing, brilliant app. Reviewed on: 21st March 2023

Leading the way in the New World

5
I’ve been with Chip since it’s very earlier days, and have watched it grow and grow. It has now managed to position itself at the top of the Savings Table; which is no mean feat. Reviewed on: 21st March 2023

Savings made easy

5
Chip makes saving easy allowing integration with your bank and automatically calculating funds to remove based on how much you can afford or are spending. On top of this you can also simply use a more direct debit type approach by setting up a recuring transfer. Reviewed on: 21st March 2023

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