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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Super easy app

5
Just joined CHIP it feels fresh friendly and fair Reviewed on: 19th March 2023

Great little App !

5
It does the hard work around saving .. “ little and often” works for me. Loving the high interest instant access account - couldnt get this rate anywhere else and needed to deposit a few ££ recently ahead of a big spend. Perfect and finally acknowledged in the wider press. Why wouldn’t you leave your money here .. 3.4% vs … 0.?%. Love it ! Reviewed on: 19th March 2023

Great savings and investment

5
Been with chip quite a while now brilliant for savings and investments. Reviewed on: 19th March 2023

Brilliant savings app!

5
Been using Chip for a few years and seen it evolve and the community grow. It's a great savings app- intuitive, engaging, flexible and reliable. Highly recommend and would love to see Chip win this award! Reviewed on: 19th March 2023

Chip savings

5
one of the best interest rates out there and easy use navigate Reviewed on: 19th March 2023

Best on the market

5
Superb from the outset. Highly recommended. Reviewed on: 19th March 2023

Easy and seamless

5
Very easy to work with and simple access and habit building Reviewed on: 19th March 2023

Easy to use platform

5
Great interest rates, set up saving account and deposited money in minutes. Reviewed on: 19th March 2023

Excellent

5
Chip is amazing I don't even notice the money that's taken from my account and put into my savings would highly recommend Reviewed on: 19th March 2023

Save for anything anytime

5
I've never been able to save much, even with my savers account with my bank but with chip I've saved enough for an event I've been wanting to go to over in America and wanted to save for p.c upgradges I have now saved for both within a few months using chip and now working towards my new venture. It's easy to set up and adjust as you please with great interest rates which can be better than most banks and a prize draw every month too Reviewed on: 19th March 2023

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