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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great account options

Have great account options, and easy to access and use. Was not super clearly notified when a fee was implemented on the autosaves, which I have now turned off, but was charged for a few times until I noticed myself. Reviewed on: 24th February 2023

Great saving tool

I love Chip because I can save money for a specific goal. Reviewed on: 24th February 2023

Best Savings App

I didn’t want to earn interest on the money I have saved so I asked them if they can remove that option for me, and they were so kind enough to do that as all their accounts have interest or bonuses you earn. I’ve been using Chip for a very long time and very pleased with the amazing service I receive! Reviewed on: 24th February 2023

Easiest and most saver friendly savings account ever

Chip is the easiest and most saver friendly savings account ever, it has great rates, different schemes to choose from and instant access to boot. There's even cash prizes on one of the savings plans.... what's not to love! Reviewed on: 24th February 2023

Excellent Interest rates

Superb Interest rates in an instant access account Reviewed on: 24th February 2023

Great interest rates

Quick to raise savings interest rates on it's savings products. Having the ability for a monthly prize drawer account is a welcome bonus. Reviewed on: 24th February 2023

Great product

Fantastic way to get people to save automatically. Reviewed on: 24th February 2023

Great savings app

Love chip as it's easy to use and they have good savings interest rates. Tired a few other apps but chip is the best in my experience Reviewed on: 24th February 2023

Simple and easy!

Simple and easy to use app with new products frequently. Reviewed on: 24th February 2023

Good rates - easy to use and set up

Have the best rates and was super easy to set up. Haven't used the investment option yet - but seems pretty straight forward as well. Reviewed on: 24th February 2023

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