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Chip: Savings app reviews

View other Chip products
4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Best savings app around!!!!!

5
Chip have some of the best interests rates on the market and they are always super quick to pass any rate changes onto their customers. There is no requirement to lock in your savings for a stated length of time, allowing you to deposit or withdraw funds whenever you please. Your savings interest is calculated daily and added to your balance every month. Five star app, the best around. Reviewed on: 23rd February 2023
Paul Bell's avatar
Paul Bell

Great app and top savings rate!

5
The top savings rate with actual interest. Better than any bank! Reviewed on: 23rd February 2023
Alexander Browning's avatar
Alexander Browning

Chip is the best!

5
Chip is the best savings app in the industry. Reviewed on: 23rd February 2023
Nyles Keegan's avatar
Nyles Keegan

Great for seamless saving

5
Saves money without me noticing and it's great to occasionally look in the pot and see lots of money i'd never have saved otherwise. Reviewed on: 23rd February 2023
Ben's avatar
Ben

Best banking app

5
Best banking app by far. So easy to use and lots of different options for where to put your money. Reviewed on: 23rd February 2023
ade wilson's avatar
ade wilson

Best app around

5
Innovative products. Great rates. Easy to use. Reviewed on: 23rd February 2023
Craig Robertson's avatar
Craig Robertson

Best rate in the UK

5
Best rate in the UK, app is easy to use. Reviewed on: 23rd February 2023
EL's avatar
EL

Great savings app

5
User interfaces are great and app is really simple to use. The variable interest rates that regularly increase inline with BOE rates are especially handy as it saves moving money around chasing the best rate. Reviewed on: 23rd February 2023
Ryan455's avatar
Ryan455

The perfect savings app

5
Great service, top savings rate and a great app. Reviewed on: 23rd February 2023
Edward Manson's avatar
Edward Manson

Innivotive and adaptable to changing face of banking-it's just what I need.

5
I have been with Chip for some years, have bought shares to support the growth and been interested in the journey. I am so happy not to be queuing in a bank anymore-so although of the "older generation" chip has made it simple to embrace a new technology. Reviewed on: 23rd February 2023
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carolyn

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