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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Have already recommended to numerous friends

5
Love the concept of Chip, can't speak highly enough of it. Reviewed on: 2nd March 2022

Helped me stop wasting money!

5
The payday put away function alone has stopped me wasting money each month and the weekly savings do a great job of sneakin gmoney away when I'm not looking ;-) Reviewed on: 2nd March 2022

Amazingly easy

5
Chip make saving so easy. By creating a smooth digital Experience and enabling me to save without any hassle has helped save for my kids education. Bravo! Reviewed on: 2nd March 2022

Best saving app around

5
Super easy to deposit money and keep an eye on them... Super easy to withdraw your interest as well... Best saving rate around.. No hussle with the app, never gave me an error message. Absolutely recommend Reviewed on: 2nd March 2022

Good to save blindly

3
Easy to save with the AI function although I'm not sure how it figures out how much to do so. Good referral scheme. Reviewed on: 2nd March 2022

I have saved thousands without trying!

5
I started saving small amounts then added the payday save and used that money to pay off my credit cards. The money kept building up so now I'm going on a Med Cruise! This app makes it very easy to save without trying and the results speak for themselves. Reviewed on: 2nd March 2022

Easy saving

5
Love the fact my savings grow without me doing anything Reviewed on: 2nd March 2022

Great savings account

5
Never found saving easy but with chip you don't really miss their chosen amount which builds quickly. Reviewed on: 2nd March 2022

Fantastic, simple, helpful and reliable

5
Everything works so well and you can control your own finances whenever is suitable for you Reviewed on: 2nd March 2022

Easy Savings with Chip

5
Saving with chip is literally the easiest process. I do not have to think about manually saving each month - I just know Chip will take care of this for me. If I do want to manual save additional funds each month that is my choice and even that process is really easy! Reviewed on: 2nd March 2022

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