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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Fresh banking ideas.

5
We have been impressed by Chip's proactive and innovative approach to banking. Always looking for new improvements. Well done ! Reviewed on: 1st March 2022

Chip is good

5
Chip helps me save money without needing to think about it. It’s really easy to use, and just does its thing in the background. Within a few weeks I was already seeing my savings grow, and without it being a financial burden. Reviewed on: 1st March 2022

Great way to save

5
Really easy to use and set-up automatic savings that works out how much money you can put away while maintaining a pre-defined limit in your current account, all at a market leading rate. Simply set it up and forget, then get pleasantly surprised when you check your savings balance. Reviewed on: 1st March 2022

Chip is the best

5
I discovered Chip from a Martin Lewis recommendation and wish I’d found it earlier. This is the best way I’ve ever found to save money. The algorithm calculates how much it can put away for you a couple of times a week so you won’t notice the money going and before you know it your savings account has grown faster than you could imagine. This product should be award winning. Reviewed on: 1st March 2022

Love Chip

5
Used Chip for ages and has helped me save without knowing it and gotten me out of a few unexpected financial nightmares Reviewed on: 1st March 2022

Great savings app

5
It's amazing. No other words needed Reviewed on: 1st March 2022

Easiest way to save money

5
I have never been very good at saving money but I’m delighted to say Chip ideas it all for me and I can honestly say I don’t miss the money but I’ve saved over £8000 since I opened the account Highly recommend to anyone Reviewed on: 1st March 2022

I love chip

5
Have used similar apps in the past and no one has made integration easier and saving more effortless. Reviewed on: 1st March 2022

Great for instant access savings

5
Easy to use. I’ve saved more than I could’ve with any other conventional bank and it’s perfectly safe. Reviewed on: 1st March 2022

Chip into your savings

5
I like having Chip take control of my Savings Reviewed on: 1st March 2022

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