Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Saving goals made easy

5
Chip has totally changed the way I save and is helping me achieve my goals whilst improving my relationship with my money. Reviewed on: 1st March 2022

The easy way to bank

5
Chip is amazing as it’s so user friendly. It makes all aspects of banking an easy task. I couldn’t recommend it more. Reviewed on: 1st March 2022

Easy saving

5
App is really easy to use Love the payday put away The saving algorithms are great too, has increased my savings and I hardly miss it Reviewed on: 1st March 2022

Great product

5
Easy to use, intuitive, helps me save loads, great access to investment funds. Reviewed on: 1st March 2022

The only time I have EVER saved money!

5
The AI autosave feature on Chip is literally the only time in my life that I have saved money. It has made it as painless as possible and the level of control it gives you is superb. With the ability to put money straight into a variety of investments and FSCS protection initiated, the app has gone from strength to strength Reviewed on: 1st March 2022

Effective and easy to use and navigate

5
Chip keeps it simple and offers a great user experience as well as great rates. Thanks Chip! Reviewed on: 1st March 2022

Great!

5
Fab app that makes saving super easy! Reviewed on: 1st March 2022

Good company needs to sort savings rate asno longer best in market

4
See above company needs to sort savings % no longer best in market Reviewed on: 1st March 2022

Fantastically easy banking!

5
Simple and user friendly banking, user interface is simple and uncomplicated and provides loads of options for the user. Reviewed on: 1st March 2022

A great app

5
A great way to save money a little bit at a time, I hardly,miss my savings going out of my bank account, and you can set the level of your saving amount too, need to save more just change the level. Great little app. Reviewed on: 1st March 2022

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1044 reviews
    Chip
  • Stocks & Shares ISA

    from Chip 4.97 from 260 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products