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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy to use - brings money back

Extremely easy to use - relatively fast withdrawals- brings money back Reviewed on: 1st March 2022

Why would you choose anything else

Easy to use, good returns, everything explained in easy to understand language and you are kept up-to-date Reviewed on: 1st March 2022

Saved thousands with no effort.

Chip automatically saves money in the background and transfers it to a separate savings account. This is money that I never really notice coming out of my account but I get notifications beforehand so I am am to skip, decrease or increase the amount saved before it leaves my account. And it does this about once a week. And because it does it automatically, I do not have to manually save this which means I end up actually saving more money than I used to before using Chip. PLUS when all of my other saving accounts interests rates started dropping to less than 0.10%, chip came through with an instant access saving account with the highest rate of 0.7%. Might not seem much but it beat all my other accounts! Reviewed on: 1st March 2022

Great App!

Been really easy to save without having to think about it. Reviewed on: 1st March 2022

Amazing

Never saved a penny in the past. Good job I found chip. Had a little nest egg for when I really needed it. Absolutely love if. I’d recommend it to anyone Reviewed on: 1st March 2022

Go Chip.

Great savings platform. Highly recommend to use them for saving money. Keep up the good work Chip. Reviewed on: 1st March 2022

Great help saving

Don't need to think about it - I'm able to save easily and on a frequent basis - small amounts every few days - suddenly I've got a lump sum! Fantastic x Reviewed on: 1st March 2022

Easy

Very easy to understand and use to save money Reviewed on: 1st March 2022

great saving app

Happy with the savings and the type of algorythm! Smart one! Reviewed on: 1st March 2022

Mr

Great new company, great rates, and deals. Reviewed on: 1st March 2022

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