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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great way to save/invest

5
Saving couldn’t be easier with Chip, pay day put away is an easy way to save a set amount however often you choose, and the auto save feature works out how much you can afford to save. And if you think it’s too much/little, then you can adjust a slider to increase/decrease the level of auto-saves. Not only that, but you can also invest extremely easily with them! Reviewed on: 1st March 2022

Makes saving so straightforward

5
Great app, great team. Thanks Chip! Reviewed on: 1st March 2022

Innovative and brilliant company

5
Saw an advert online, decided to venture into it and never regretted since. So glad I joined knowing the company is in good and safe hands and operated by smart people with integrity Reviewed on: 1st March 2022

The easy way to save

5
I'm a long time fan of chip, and recommend it to many as the easiest way to save. They're ingenious use of open banking matched with a great UI and rates makes them a no brainer Reviewed on: 1st March 2022

Brilliant

5
I was never a saver. Once I seen chip takes money from me, legally of course, I knew that was a great idea. I've saved over £2000 in the time I've been using. It has helped pull me out of a few sticky situations having money available in chip. I recommend chip to everyone Reviewed on: 1st March 2022

Great savings app

5
Really good interest rate on easy access savings Reviewed on: 1st March 2022

Recommended

5
Great experience, easy to use.Would throughly recommend to anyone. Reviewed on: 1st March 2022

It changed my attitude to finances for the better!

5
I started saving with Chip not expecting much but hoping to put a few quid away for a rainy day but have ended up with a healthy savings pot, investments and a completely different attitude to money. Chip encouraged me to become more financially literate and to understand how to make money work harder. I’m so grateful to this little app for building the foundations of future dreams. Reviewed on: 1st March 2022

Lifesaver!

5
Chip is amazing, it's so convenient and easy to use. I forget about it and then suddenly there is a nice amount saved I didnt know I had. Its a game changer! Reviewed on: 1st March 2022

I have recommended to all my friends

5
Chip is helping me save without too much effort and it soon builds up! Reviewed on: 1st March 2022

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