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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

App easy to set and use

5
App easy to set and use. Highly recommend. Reviewed on: 24th March 2025

Rates not what they were

4
Easy to use app...did have good rates but have since dropped so not market leading Reviewed on: 24th March 2025

to use, and I like the personal touch by your s...

5
Easy to use, and I like the personal touch by your staff Reviewed on: 24th March 2025

Effortless

5
Chip is so easy to use, great communication, proactive in supporting your savings journey Reviewed on: 24th March 2025

Everything is online, but they offer one of the best...

5
Everything is online, but they offer one of the best saving interest rate. So far, no problem with them at all! Reviewed on: 24th March 2025

Excellent service and customer service

5
Excellent service and customer service Reviewed on: 24th March 2025

Awesome no problems withdrawing and contribution alo...

5
Awesome no problems withdrawing and contribution alongside great rates. Reviewed on: 24th March 2025

Good interest rates, account is super easy to use.

5
Good interest rates, account is super easy to use. Reviewed on: 24th March 2025

Mr Nervous & Knows nothing chose Chip

5
I had a little money to invest and was nervous as I didn’t know where to start and wanted something easy and flexible. Due to my nerves, ideally I wanted to use my mobile to regularly check my money, and quickly realised Chip gave me everything I was looking for. Every step and process explained in a way I could follow and reassuringly I didn’t need vast financial jargon to understand. Very happy Reviewed on: 24th March 2025

Very easy to use and great customer service.

5
Very easy to use and great customer service. Reviewed on: 24th March 2025

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