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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great little savings app!

I love the chip app! The auto saving makes it really easy to save little and often so you don’t notice it. I love how it automatically divides funds into the goals pots too….one thing less to think about! Reviewed on: 21st February 2022

let the saving roll in

Best place to save money on it's not the same as having saving in your actual bank account since there is not a physical card so once your card is linked you can easier transfer money over with the payday saving and autosave and just let it be, no hassle. Reviewed on: 21st February 2022

Savings Made Easy

Really easy platform to use and good communication when changes will be made, such as when Chip +1 closed. Interest is second to none and money can be easily accessed when needed. Highly recommend. Reviewed on: 21st February 2022

Great service

Getting some returns for my money at last. Good investment. Reviewed on: 21st February 2022

The ideal savings App

Chip does everything I need in order to save within my means Reviewed on: 21st February 2022

Good saving options

Competitive saving rates better than others Reviewed on: 21st February 2022

Set up this app to set up your future.

Clever, intuitive and secure. I have saved a crazy amount of money over the past 4 years. Rarely need to withdraw (as app only moves what you can afford) but easy and quick to do so whenever I feel the need to ‘treat yo self’ in the words of Tom Haverford. Reviewed on: 21st February 2022

It is ok

It is saving well but I believe their charge is a bit high Reviewed on: 21st February 2022

Way of life.

Chip has now become second nature to me, chip saves for me and I invest! Reviewed on: 21st February 2022

Amazing App!!

I have been using this app for the past month and honestly it has been a lifesaver! I’m trying to save money to buy a house, and Chip has helped to set my goal and stay motivated while saving! Reviewed on: 21st February 2022

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