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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy Saving

I looked at a few organisations to save little and often with but required easy withdrawal if necessary. I decided on Chip for a variety of reasons: decent interest rate, the ability to easily set up regular deposits, the AI interface and the facility to set personal goals and see how close you are to achieving them - this is a good incentive to put away extra when possible. It was an easy sign up process and the App is straightforward to use; I have recommended Chip to family and friends and have seen my savings grow. Reviewed on: 21st February 2022

Chip is awesome

Chip has helped me save substantial amounts without even thinking about it. It quietly sits in the background collecting small amounts that add up over time and I thoroughly recommend to anyone! Reviewed on: 21st February 2022

So simple to use and far better returns

When I downloaded chip it made me wonder why all savings apps aren’t made this user friendly. The return on savings is the best I’ve seen in the market and it actually invests for me. Couldn’t be happier with their service Reviewed on: 21st February 2022

Great app that just works!

It’s so easy to set up - the app then monitors my account and transfers an amount that it has worked out I won’t miss. The savings rates are top notch and the app just works! Reviewed on: 21st February 2022

Chip App

Amazing app. Great user experience and customer service. Has helped me save more than ever Reviewed on: 21st February 2022

Saving made easy!

Chip’s auto-saves have instantly made me a saver, after thinking it just wasn’t possible. It’s so satisfying knowing that even small amounts are helping me to achieve my goals. I’ve already recommended Chip to family and friends. Reviewed on: 21st February 2022

Revolutionised my attitude to money

I signed up to Chip in Nov./Dec., and I am literally obsessed! I have saved almost 3k, I love the auto save feature as it allows me to save without noticing, and pay day put away means I "pay myself first" before the rest of the monthly spending come out, AND (and I am SO proud of myself for this one!!) I have educated myself around investing, and used Chip's investing features to begin saving for the long LONG term. I was literally paralysed with beginner's fear when it came to investing, but it's SO clear with Chip! Absolutely sold on it! Reviewed on: 21st February 2022

Excellent savings

Easy to save, can set goals with realistic time expectations which is a great help! Reviewed on: 21st February 2022

Amazing

This company has helped me to save more than I ever felt possible, making my future brighter than ever!! Reviewed on: 21st February 2022

Innovative company that look to be going places

Excellent autosave feature and good selection of savings and investment accounts. Very easy to use App. Reviewed on: 21st February 2022

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