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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

I love that I save unconsciously

I’ve already recommended friends. I’ve been using it a little over a year and it’s the flexibility which makes everyday saving a breeze. You can save large amounts manually, or small ones, and the payday automatic put away is great too. But the best part is it’s auto-saving incrementally. It builds savings quickly and I barely notice. What’s also excellent is being able to withdraw the same day if an expense arises. There isn’t a need to give x days notice, and it’s straight into your account. No queuing in a bank or at a cash point. Especially now with Covid-19 impacting physical banking access. It’s great for me as a disabled service user. The fact that I saw this via Alexandra Stedman, ‘The Frugality’ on Instagram, is one influence that has changed my life. Thank you Chip Financial! Reviewed on: 14th March 2021

Brilliant App

So easy to set up. Amazing how much I have been able to save in such a short period of time Reviewed on: 14th March 2021

Saving at last

I have always found it difficult to save money, but that has changed with CHIP’s help. Reviewed on: 14th March 2021

Best app Ive discovered!

This app is nothing short of genius. Super user friendly, it takes such small amounts from your current account that you barely notice, and the savings soon rack up. You’re in total control of how much you want to move, and can cancel any savings that are automatic on days where things might be a little tight. I’ve also had lovely experiences in dealing with customer service when I’ve had to request statements/change my details, very helpful and friendly staff. I recommend this to everyone!! Reviewed on: 14th March 2021

That little bit a week really adds up

I use my chip account to save for medium sized electronic items, 6 months of not even noticing a small amount taken each week and i have a dyson fan. I barely notice the small amounts taken, it is a bit of fun to follow and i now have a savings account with the highest interest rate in the UK Reviewed on: 14th March 2021

I love Chip

It’s helped me save painlessly & positively helps me manage my money. Best app ever. Reviewed on: 14th March 2021

Amazing!!

Easy to use the app, different from other online banking platforms. Reviewed on: 14th March 2021

Everything You Need

This app makes you realise how easy it is to save money but also makes you realise how much money is wasted. It completely changes your mindset. Reviewed on: 14th March 2021

save a lot more

easy to use, able to save more money without noticing Reviewed on: 14th March 2021

Easy to use amazing app

I have been using chip now for a few years after reading about it on the money saving expert website and have never looked back. It has helped me save so much over the years. Mostly without even realising too. They're constantly expanding and coming up with new ideas which I'm really excited about. Chip is the future of Banking. Reviewed on: 14th March 2021

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