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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

No brainer

Gave me savings without really knowing Reviewed on: 14th March 2021

Best app

So easy to use, great savings rates. Reviewed on: 14th March 2021

Simplicity, made for all types of financially responsible people

So I'm not usually good with finances. I tend to spend my earnings before i get paid again. I'm not particularly tech savvy either so when Chip was recommended to me by family, I wasn't so sure it would fit me. It's great. Simple and straightforward to set up and then, by simple rounding up my morning coffee, my lunch from Greg's, afternoon Red Bull I firsr of all found myself with money in the savings account that lasted three four weeks. I also got a greater understanding of what I was spending on and where I could make small adjustments etc. I'm now much more financially aware. I now have a positive balance in my savings account. All down to chip. The right time for the right app with the right amount of motivation compared to a low level of complexity. Will done, I love it. Thank you. Reviewed on: 14th March 2021

Makes saving easy

I never thought I could save money. Chip shows me that I can. Pain-free and effortless. And easy to withdraw money when you need it. Brilliant app! Reviewed on: 14th March 2021

Enabled me to save

I've always been bad at saving but since having chip I've managed to save for a holiday, I've barely noticed the auto saves coming out of my account each week Reviewed on: 14th March 2021

The painless way to save

Smart app helping people save. Easy to use and integrate. Reviewed on: 14th March 2021

Innovative Savings

Chip makes it easy for me to save. I use their autosavings tool to save automatically. Their interest rate is great and it has made me to save more money. Reviewed on: 14th March 2021

Excellent customer service. Easy to use App.

Very easy to use. Set up pay day saving and forget about it. It is an excellent way to save without thinking about it. Highly recommended. Reviewed on: 14th March 2021

Best way to save without the strain

Absolutely the best way to save without worrying about the strains of every day life and saving regularly. Just set it and forget it! Reviewed on: 14th March 2021

Saving without thinking

Very easy to set up, the Savings App from Chip takes a little each time to build up a pot without having to think about it. It removes the decision b(or indecision) of how much to save. Reviewed on: 14th March 2021

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