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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Amazing!!

Easy to use the app, different from other online banking platforms. Reviewed on: 14th March 2021

Everything You Need

This app makes you realise how easy it is to save money but also makes you realise how much money is wasted. It completely changes your mindset. Reviewed on: 14th March 2021

save a lot more

easy to use, able to save more money without noticing Reviewed on: 14th March 2021

Easy to use amazing app

I have been using chip now for a few years after reading about it on the money saving expert website and have never looked back. It has helped me save so much over the years. Mostly without even realising too. They're constantly expanding and coming up with new ideas which I'm really excited about. Chip is the future of Banking. Reviewed on: 14th March 2021

Easy savings

Chip allows you to save money without even really realising you are doing so. The regular small payments are taken automatically and soon add up to large amounts. It’s also so quick and easy to change the amounts being taken if you want a little extra left in your bank and withdrawing your pot is super easy too! I’ve never been able to save so easy before now! Reviewed on: 14th March 2021

Excellent

I don’t even realise I’m saving it’s amazing. Reviewed on: 14th March 2021

Affordable and Flexible Savings

Chip offers an affordable and flexible way of saving. The app is very user friendly and simple to navigate offering a flexible way to save that the customer is in complete control of. Reviewed on: 14th March 2021

Easy peasy savings with no pain

There are various types of savings app that promises to help you save but Chip are the best, easy painless process with auto save plus tons of advice about how to achieve your goals. Excellent Reviewed on: 14th March 2021

Such a convenient way to save

I love this app! Its just such a convenient way to squirrel away money without even thing about it. Perfect for me. Reviewed on: 14th March 2021

Saving without realising

Chip has revolutionised how I save. Historically I would be reluctant to put away a sum each month, and wouldn't save at all. Chip takes small amounts every 4 days, which are just like a spending transaction, so I don't notice them but they soon add up. Now I'm checking in and topping up with manual saves and using it to save for big purchases that when I pay for them feel like I got them for free. Love this app it's changed my life. Reviewed on: 14th March 2021

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