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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18446)

Amazingly simple banking

Love the app interface, love the rates and love the support they provide if you need help. This really is the future of banking Reviewed on: 14th March 2021

Hassle free saving

The auto saving feature has led me to make huge savings without even trying. Easy to use, excellent customer service, I can’t fault it. Reviewed on: 14th March 2021

Excellent

It’s been a little life saver for me, it’s let me save money I didn’t think possible so thankyou and so glad my friend introduced me to it Reviewed on: 14th March 2021

Easy as 1,2,3!

I recommend Chip to all my friends and family. It is so easy to save with them, especially with the autosave option, I don't miss this going out my bank every month, and with great returns on your money! Couldn't be happier! Chip has helped me save for the first time in years!! Reviewed on: 14th March 2021

I love that I save unconsciously

I’ve already recommended friends. I’ve been using it a little over a year and it’s the flexibility which makes everyday saving a breeze. You can save large amounts manually, or small ones, and the payday automatic put away is great too. But the best part is it’s auto-saving incrementally. It builds savings quickly and I barely notice. What’s also excellent is being able to withdraw the same day if an expense arises. There isn’t a need to give x days notice, and it’s straight into your account. No queuing in a bank or at a cash point. Especially now with Covid-19 impacting physical banking access. It’s great for me as a disabled service user. The fact that I saw this via Alexandra Stedman, ‘The Frugality’ on Instagram, is one influence that has changed my life. Thank you Chip Financial! Reviewed on: 14th March 2021

Brilliant App

So easy to set up. Amazing how much I have been able to save in such a short period of time Reviewed on: 14th March 2021

Saving at last

I have always found it difficult to save money, but that has changed with CHIP’s help. Reviewed on: 14th March 2021

Best app Ive discovered!

This app is nothing short of genius. Super user friendly, it takes such small amounts from your current account that you barely notice, and the savings soon rack up. You’re in total control of how much you want to move, and can cancel any savings that are automatic on days where things might be a little tight. I’ve also had lovely experiences in dealing with customer service when I’ve had to request statements/change my details, very helpful and friendly staff. I recommend this to everyone!! Reviewed on: 14th March 2021

That little bit a week really adds up

I use my chip account to save for medium sized electronic items, 6 months of not even noticing a small amount taken each week and i have a dyson fan. I barely notice the small amounts taken, it is a bit of fun to follow and i now have a savings account with the highest interest rate in the UK Reviewed on: 14th March 2021

I love Chip

It’s helped me save painlessly & positively helps me manage my money. Best app ever. Reviewed on: 14th March 2021

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