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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Saving without noticing

Chip is an auto-saving app based on what you can afford. I saved about £1800 in 9 months without noticing. It's enabled me to be much more responsible with my finances but without being anxious about it. They fill you in with news and updates and I've just joined their 1.25% account, which is better than most banks! Reviewed on: 14th March 2021

Money management made easy

Having been introduced to Chip, the skies the limit. Being able to save without impact on my disposable income. Clear and concise information and advice plus the introduction to investing without the complex jargon. For once in my life I am actually paying attention and expanding my knowledge. Chip is a great asset to the banking industry. Reviewed on: 14th March 2021

Great way of saving

Great way of saving automatically and no hassle if you need to withdraw. Reviewed on: 14th March 2021

Easy and convenient

Chip is so easy and simple to use. They calculate what you can afford and put away and it does it automatically. Brilliant Reviewed on: 14th March 2021

So simple

The app and the process is so simple and effortless to use and before you realise you have managed to save a good amount without even thinking about it. I love how it shows very clearly how you are performing towards the target the app helps you set. Brilliant !!! Reviewed on: 14th March 2021

Just great

Have used Chip for many years, and it's all I want from a savings app Reviewed on: 14th March 2021

Easy savings

Chip offers a very easy way to save a substantial amount in a relatively short time. It's possible to set the amount you wish to save and when and Chip will do the rest for you. Before you know it you can amass savings without any noticeable hole being burnt in your pocket. There is now also the possibility of investing in the same non-obtrusive manner. Highly recommended Reviewed on: 14th March 2021

Passive savings - fantastic

I recommend using CHIP, it’s been great as an additional way to save and would recommend 100%. No cons Reviewed on: 14th March 2021

Hassle free saving

Set the app up and let it do its work. Reviewed on: 14th March 2021

Easy to save

Easy to set up and easy to save, you get notifications and emails with every save but then you have saved over £100 without even realising or missing it. Easy to navigate app. Really easy to turn up/ down/ off saves and transfer money. Reviewed on: 14th March 2021

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