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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Easy savings

5
Chip offers a very easy way to save a substantial amount in a relatively short time. It's possible to set the amount you wish to save and when and Chip will do the rest for you. Before you know it you can amass savings without any noticeable hole being burnt in your pocket. There is now also the possibility of investing in the same non-obtrusive manner. Highly recommended Reviewed on: 14th March 2021

Passive savings - fantastic

5
I recommend using CHIP, it’s been great as an additional way to save and would recommend 100%. No cons Reviewed on: 14th March 2021

Hassle free saving

5
Set the app up and let it do its work. Reviewed on: 14th March 2021

Easy to save

5
Easy to set up and easy to save, you get notifications and emails with every save but then you have saved over £100 without even realising or missing it. Easy to navigate app. Really easy to turn up/ down/ off saves and transfer money. Reviewed on: 14th March 2021

Nice savings

5
Very easy. I save for my annual holiday spending money . Reviewed on: 14th March 2021

Incredible App

5
After trying a number of savings apps I came across chip and I was honesty blown away. The smooth interface and ease of saving are great! Reviewed on: 14th March 2021

Effortless savings

5
Effortless way to save, easy management. Reviewed on: 14th March 2021

Effortless saving

5
Saving more than I thought I had spare without any effort Reviewed on: 14th March 2021

Saving made easy

5
As the title says it is the easiest way to save without any hassle or even having to think about it , and the interest rate is extremely competitive Before Chip I saved zero, in four months with it I have saved over £1000 Reviewed on: 14th March 2021

Making it so easy to squirrel away savings

5
Really pleased so far. Customer service team are really quick to respond. App works well. And I’ve been pleased with what I’ve been saving. Reviewed on: 14th March 2021

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