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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Happily CHIPping away...

5
An easy way to save without noticing, cheery gifs congratulate every save... no brainer everyone should have a chip account Reviewed on: 14th March 2021

Very good

5
Easy to use and a fantastic and hassle free way to save. Reviewed on: 14th March 2021

Best savings rate out there atm!

5
Best savings rate out there, easy to set up and use! Money takes a while to come into your account when you withdraw it but I see it as a plus because it prevents me to quickly spend it! Reviewed on: 14th March 2021

piggy bank with interest

4
great product you can save some serious cash without really realising you are doing it, what a bonus Reviewed on: 14th March 2021

Secure, Simple, easy app. Quality service and staff

5
Simple everyday savings you dont even miss from your account. Its like having a saving fairy who knows you want a little something put by but forget to save it. Perfect solution. Reviewed on: 14th March 2021

Just What I Needed

4
I've always struggled with saving, putting too much away on payday, or spending my leftovers on treats at the end of the month. Chip's automated approach means I can balance my regular lifestyle AND maximise weekly savings without stress. Reviewed on: 14th March 2021

Fantastic saving app allowing effortless saving of money

5
Easy to use and makes saving money easy Reviewed on: 14th March 2021

Chipping means adding

5
A truly fantastic app and product. Saving with the ease with this flexible and innovative bank for today’s age. Reviewed on: 14th March 2021

Amazing

5
This app had changed my life and helped me save for a house deposit Reviewed on: 14th March 2021

Changed my life

5
Saved 1000s for first time in life. Without even noticing ! Purchased stuff without using credit Reviewed on: 14th March 2021

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