Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

View other Chip products

4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18446)

Easiest savings

Saving has never been so easy. It's a great help for everyone struggling to put some money aside. Very easy but effective concept! Reviewed on: 14th March 2021

Easy automatic savings for a rainy day

Allows me to put a little aside on a regular basis without thinking about it and in amounts that I can afford based on fluctuating income. Reviewed on: 14th March 2021

Easy to navigate, saving without even thinking

I got recommended by a friend an at first was slightly apprehensive as I had only been with a branch based bank. Being with chip and using their easy to navigate app allows me to save without the hassle. Auto saving was something I saw first on chip and noticed actual bigger banks following suit after. It has allows me to save for my dreams without consciously thinking and worrying. I know my money is safe and secure. Brilliant app. Reviewed on: 14th March 2021

Great idea

Just what I needed to save and I do not normally have the discipline to look after the pennies so the pounds look after themselves Reviewed on: 14th March 2021

Saving without noticing

Chip is an auto-saving app based on what you can afford. I saved about £1800 in 9 months without noticing. It's enabled me to be much more responsible with my finances but without being anxious about it. They fill you in with news and updates and I've just joined their 1.25% account, which is better than most banks! Reviewed on: 14th March 2021

Money management made easy

Having been introduced to Chip, the skies the limit. Being able to save without impact on my disposable income. Clear and concise information and advice plus the introduction to investing without the complex jargon. For once in my life I am actually paying attention and expanding my knowledge. Chip is a great asset to the banking industry. Reviewed on: 14th March 2021

Great way of saving

Great way of saving automatically and no hassle if you need to withdraw. Reviewed on: 14th March 2021

Easy and convenient

Chip is so easy and simple to use. They calculate what you can afford and put away and it does it automatically. Brilliant Reviewed on: 14th March 2021

So simple

The app and the process is so simple and effortless to use and before you realise you have managed to save a good amount without even thinking about it. I love how it shows very clearly how you are performing towards the target the app helps you set. Brilliant !!! Reviewed on: 14th March 2021

Just great

Have used Chip for many years, and it's all I want from a savings app Reviewed on: 14th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Household finance app
from Nous 4.99 from 103 reviews
App
from Moneyhub 4.84 from 5350 reviews
Payment Services
from IFX Payments 5.00 from 8 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 257 reviews
Cash ISA
from Chip 4.97 from 1041 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub