Paid advertisement
Smart Money People Logo
Newsletter

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

I'm in love with Chip!

4
Chip has made saving so easy! amd has supported me in my financial journey. Everything is so simple and efficient. I would, and have, recommended Chip to family and friends. Reviewed on: 14th March 2021

Simple. Safe. Effective.

5
A great way to save and market leading returns. Reviewed on: 14th March 2021

Easy, great rates and easy to use

5
Chip has better interest rates than my bank at the moment. It is clear and easy to use and understand, and the autosaves means that I don't have to worry about saving! Reviewed on: 14th March 2021

Fantastic

5
This app is fab you don’t even really miss the money and next you know you have a lump sum in the account Reviewed on: 14th March 2021

Fantastic

5
Fantastic company, amazingly easy savings and withdrawals. Automated savings which you can cancel, limits you can set on your bank account. There's no commitment. Friendly service and so many opportunities to join the team / ventures! Fast growing with daily interest rates. Really great set up. Customer of several years standing. Reviewed on: 14th March 2021

Saving without noticing!

5
I have been with Chip for a few years & have safely saved £1000’s, without even noticing. It has paid for holidays (when we could have them), special occasions & helped get me through tough months. It’s so easy to save & just as easy to access savings, when you need them. Would highly recommend Chip to anyone Reviewed on: 14th March 2021

Easy way to save

4
Easy to use and fun. Innovative app. Reviewed on: 14th March 2021

Great idea & easy to use

5
I found saving easy and painless using chip. It's nice to see how small a bit of small change can add up. I recommended the app to my son and he has been using it for months now. It's nice to find an app that is so easy to use that I dont even need to ask my son for help with. Reviewed on: 14th March 2021

Amazing!!!

5
Chip is amazing. I’ve saved up over £500 in 6 months and haven’t even noticed it’ll the money being taken. It’s also so easy to set up and use. I love it. Reviewed on: 14th March 2021

Fantastic way to save

5
I love the app. And I don’t even miss the money. It’s fantastic. Reviewed on: 14th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1050 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products