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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Super easy!

Chip has made saving so easy, from having 5 different saving levels it takes money from you account every four days. On the lowest level it's a decent cup of coffee price every few days which you don't notice going but soon mounts up to big savings! It's so easy to set up, get your money back quickly when you do want to withdraw and has helped me so much save up. Reviewed on: 14th March 2021

Great way to save

Super simple and very helpful. Great customer service Reviewed on: 14th March 2021

Amazing!

I have always been terrible at saving! Chip made it possible for me to save without even noticing it. Deposits are quick and super easier we both auto-save and manual save, withdrawals are quick and amazing! Customer services are also so helpful and friendly! They have an amazing suite of tools and products all as amazing as the last! Definitely a winner !! Reviewed on: 14th March 2021

Smart app with AI exactly what I needed.

I came across this app by chance and now I recommend it to all friends and family. I like the idea of using AI to save money. Reviewed on: 14th March 2021

Simple, effective & secure

The apps helped me save my spare money way easier than I thought, it’s so straight forward and I’ve never worried about my money going to a worrying place Reviewed on: 14th March 2021

Makes saving effortless

Having used the app for just over a year I've managed to save over 2000 automatically via its auto save feature. Looking forward to the new investment funds and developers are always communicating new features and ask for feedback Reviewed on: 14th March 2021

good savings rate

I think they give the most competitive savings rates in the UK, up to £5000. Reviewed on: 14th March 2021

Amazing money saving app

Chip allows you to save money without you realising, and to help you handle your money safer and easier in life. Reviewed on: 14th March 2021

Easy Saving

Automatic saves that you hardly even notice, before you know it you’ve got all the money you need for a special treat Reviewed on: 13th March 2021

Easy!

Chip allows me to save extra money without thinking about it. Using my spending habits or magic it automatically saves money for me and has allowed me to save over £500 without changing any of my habits noticeably!! Reviewed on: 13th March 2021

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