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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy savings

Chip allows you to save money without even really realising you are doing so. The regular small payments are taken automatically and soon add up to large amounts. It’s also so quick and easy to change the amounts being taken if you want a little extra left in your bank and withdrawing your pot is super easy too! I’ve never been able to save so easy before now! Reviewed on: 14th March 2021

Excellent

I don’t even realise I’m saving it’s amazing. Reviewed on: 14th March 2021

Affordable and Flexible Savings

Chip offers an affordable and flexible way of saving. The app is very user friendly and simple to navigate offering a flexible way to save that the customer is in complete control of. Reviewed on: 14th March 2021

Easy peasy savings with no pain

There are various types of savings app that promises to help you save but Chip are the best, easy painless process with auto save plus tons of advice about how to achieve your goals. Excellent Reviewed on: 14th March 2021

Such a convenient way to save

I love this app! Its just such a convenient way to squirrel away money without even thing about it. Perfect for me. Reviewed on: 14th March 2021

Saving without realising

Chip has revolutionised how I save. Historically I would be reluctant to put away a sum each month, and wouldn't save at all. Chip takes small amounts every 4 days, which are just like a spending transaction, so I don't notice them but they soon add up. Now I'm checking in and topping up with manual saves and using it to save for big purchases that when I pay for them feel like I got them for free. Love this app it's changed my life. Reviewed on: 14th March 2021

No brainer

Gave me savings without really knowing Reviewed on: 14th March 2021

Best app

So easy to use, great savings rates. Reviewed on: 14th March 2021

Simplicity, made for all types of financially responsible people

So I'm not usually good with finances. I tend to spend my earnings before i get paid again. I'm not particularly tech savvy either so when Chip was recommended to me by family, I wasn't so sure it would fit me. It's great. Simple and straightforward to set up and then, by simple rounding up my morning coffee, my lunch from Greg's, afternoon Red Bull I firsr of all found myself with money in the savings account that lasted three four weeks. I also got a greater understanding of what I was spending on and where I could make small adjustments etc. I'm now much more financially aware. I now have a positive balance in my savings account. All down to chip. The right time for the right app with the right amount of motivation compared to a low level of complexity. Will done, I love it. Thank you. Reviewed on: 14th March 2021

Makes saving easy

I never thought I could save money. Chip shows me that I can. Pain-free and effortless. And easy to withdraw money when you need it. Brilliant app! Reviewed on: 14th March 2021

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