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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

The easiest way to save painlessly

I have had chip now for about a year and would recommend it to all.It is as easy to put money in,as take it out .it is brilliant Reviewed on: 13th March 2021

Amazing and simple to use

Its been a very easy and straightforward experience, from set up to the execution. It saves me money without me even noticing or thinking about it which is great. Reviewed on: 13th March 2021

Easy non missable payments

I love the fact that the amounts taken are rarely missed, it means I can save, without really having to think about saving, GENIUS!! Reviewed on: 13th March 2021

Massively helpful

After not being able to save for years and years chip helped me by putting away money without me noticing! Amazing app Reviewed on: 13th March 2021

Chip saving: market-leading return, decent app, easy access

Chip is compelling thanks to its market-leading returns promise and logical app. Though the initial account opening and linking process could be better, the day-to-day interface is reasonable clean and straightforward. Though I don't care much for the automatic saving facilities, I am looking forward to receiving a 1.25 percent bonus in December. Reviewed on: 13th March 2021

Fabulous experience

Saved over £2k a year and didn’t even notice it at all. Very efficient and life changing Reviewed on: 13th March 2021

Brilliant!

Love the chip app and has been the easiest way to save money. Have recommended to all my friends and family and everyone raving about how much they have saved without noticing. Reviewed on: 13th March 2021

Great concept

I came across this app via the money saving expert Martin Lewis and it does not disappoint. It is such an easy to use app and having money auto saved has help build up my savings which is great. Reviewed on: 13th March 2021

Saved me a bunch in a year

For money i need in an emergency and can get instant access to and don't even know I'm saving this is brilliant and I recommend to everyone (in a year I can save around £2000 at minimum auto saves I never notice leaving my account....) Brilliant app, & I love it. Got to be tried to believed! Reviewed on: 13th March 2021

I wish I had found it sooner.

I am not good at saving money but, since joining Chip I am amazed at how much I save without even noticing it. Reviewed on: 13th March 2021

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