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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Enabled me to save

5
I've always been bad at saving but since having chip I've managed to save for a holiday, I've barely noticed the auto saves coming out of my account each week Reviewed on: 14th March 2021

The painless way to save

5
Smart app helping people save. Easy to use and integrate. Reviewed on: 14th March 2021

Innovative Savings

5
Chip makes it easy for me to save. I use their autosavings tool to save automatically. Their interest rate is great and it has made me to save more money. Reviewed on: 14th March 2021

Excellent customer service. Easy to use App.

5
Very easy to use. Set up pay day saving and forget about it. It is an excellent way to save without thinking about it. Highly recommended. Reviewed on: 14th March 2021

Best way to save without the strain

5
Absolutely the best way to save without worrying about the strains of every day life and saving regularly. Just set it and forget it! Reviewed on: 14th March 2021

Saving without thinking

5
Very easy to set up, the Savings App from Chip takes a little each time to build up a pot without having to think about it. It removes the decision b(or indecision) of how much to save. Reviewed on: 14th March 2021

Super easy!

5
Chip has made saving so easy, from having 5 different saving levels it takes money from you account every four days. On the lowest level it's a decent cup of coffee price every few days which you don't notice going but soon mounts up to big savings! It's so easy to set up, get your money back quickly when you do want to withdraw and has helped me so much save up. Reviewed on: 14th March 2021

Great way to save

5
Super simple and very helpful. Great customer service Reviewed on: 14th March 2021

Amazing!

5
I have always been terrible at saving! Chip made it possible for me to save without even noticing it. Deposits are quick and super easier we both auto-save and manual save, withdrawals are quick and amazing! Customer services are also so helpful and friendly! They have an amazing suite of tools and products all as amazing as the last! Definitely a winner !! Reviewed on: 14th March 2021

Smart app with AI exactly what I needed.

5
I came across this app by chance and now I recommend it to all friends and family. I like the idea of using AI to save money. Reviewed on: 14th March 2021

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