Paid advertisement
Smart Money People Logo
Newsletter

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Simple, effective & secure

5
The apps helped me save my spare money way easier than I thought, it’s so straight forward and I’ve never worried about my money going to a worrying place Reviewed on: 14th March 2021

Makes saving effortless

5
Having used the app for just over a year I've managed to save over 2000 automatically via its auto save feature. Looking forward to the new investment funds and developers are always communicating new features and ask for feedback Reviewed on: 14th March 2021

good savings rate

4
I think they give the most competitive savings rates in the UK, up to £5000. Reviewed on: 14th March 2021

Amazing money saving app

5
Chip allows you to save money without you realising, and to help you handle your money safer and easier in life. Reviewed on: 14th March 2021

Easy Saving

5
Automatic saves that you hardly even notice, before you know it you’ve got all the money you need for a special treat Reviewed on: 13th March 2021

Easy!

5
Chip allows me to save extra money without thinking about it. Using my spending habits or magic it automatically saves money for me and has allowed me to save over £500 without changing any of my habits noticeably!! Reviewed on: 13th March 2021

The easiest way to save painlessly

5
I have had chip now for about a year and would recommend it to all.It is as easy to put money in,as take it out .it is brilliant Reviewed on: 13th March 2021

Amazing and simple to use

5
Its been a very easy and straightforward experience, from set up to the execution. It saves me money without me even noticing or thinking about it which is great. Reviewed on: 13th March 2021

Easy non missable payments

5
I love the fact that the amounts taken are rarely missed, it means I can save, without really having to think about saving, GENIUS!! Reviewed on: 13th March 2021

Massively helpful

5
After not being able to save for years and years chip helped me by putting away money without me noticing! Amazing app Reviewed on: 13th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1050 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products