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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip saving: market-leading return, decent app, easy access

Chip is compelling thanks to its market-leading returns promise and logical app. Though the initial account opening and linking process could be better, the day-to-day interface is reasonable clean and straightforward. Though I don't care much for the automatic saving facilities, I am looking forward to receiving a 1.25 percent bonus in December. Reviewed on: 13th March 2021

Fabulous experience

Saved over £2k a year and didn’t even notice it at all. Very efficient and life changing Reviewed on: 13th March 2021

Brilliant!

Love the chip app and has been the easiest way to save money. Have recommended to all my friends and family and everyone raving about how much they have saved without noticing. Reviewed on: 13th March 2021

Great concept

I came across this app via the money saving expert Martin Lewis and it does not disappoint. It is such an easy to use app and having money auto saved has help build up my savings which is great. Reviewed on: 13th March 2021

Saved me a bunch in a year

For money i need in an emergency and can get instant access to and don't even know I'm saving this is brilliant and I recommend to everyone (in a year I can save around £2000 at minimum auto saves I never notice leaving my account....) Brilliant app, & I love it. Got to be tried to believed! Reviewed on: 13th March 2021

I wish I had found it sooner.

I am not good at saving money but, since joining Chip I am amazed at how much I save without even noticing it. Reviewed on: 13th March 2021

Easy to use

The app is easy to use. Auto save takes care of moving your spare money from your current account. Reviewed on: 13th March 2021

Super product

Super product which takes the hassle out of saving. The customer service is second to none. This is coming from someone who struggles to save. Now I can save and not have to think about it Reviewed on: 13th March 2021

Top dollar

Good savings account. Very flexible. Would recommend Reviewed on: 13th March 2021

The no thinking way to save!!!

Using Chip to me is a complete no brainer, set it up and forget that you are saving money every few days without having to think about it anymore. I love checking my chip account every so often and getting the thrill of how much has been saved without me doing a thing. The C of Chip makes me think of the smile on my face when I see my savings grow. Reviewed on: 13th March 2021

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