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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

The best app around

I have never been able to save but this app has changed my life and I don’t even notice money leaving my account. Brilliant app! Reviewed on: 13th March 2021

Guardian savings angel

I wouldnt have savings if it wasn't for chip. I always thought I never had enough, and wouldn't consider putting small amounts like £2-5 aside. Since joining chip, I've saved £1500 for my wedding in a year, just by £18-20 being taken here and there without me noticing. It's easy to withdraw and easy to add too. I love the calender, too, which shows when my goal is realistically reachable at the rate I'm saving at. Reviewed on: 13th March 2021

Great way to save

Been saving forever but Chip brings something new to the saving game and makes you aware if new savings initiative and options. Reviewed on: 13th March 2021

Excellent app

I honestly can't praise chip enough - I am saving an extra £300 a month and not feeling any impact on the back pocket. Easy, intuitive and interactive Reviewed on: 13th March 2021

Super Simple Saving!

I love my Chip account ❤ it is so easy to build up a pot of cash with no absolutely no pain! I hardly even notice the money being taken and now I have real savings! Thank you Chip!! Reviewed on: 13th March 2021

Easy, quick and just what I need

This app is excellent. It saves me time, helps me plan and set clear goals, and then achieve them - easily! It feels connected to my lifestyle needs and I'm reassured that the app adjusts how much or how little to put away without me needing to change any settings. Can't recommend it highly enough if you want to lighten the mental load when it comes to your everyday saving. Reviewed on: 13th March 2021

Savings made easy

Have been able to save money without missing it from my account. Easy to use and tailor to my own needs Reviewed on: 13th March 2021

Decent 1.25% return

Easy to set up the account and add money. With the Chip+ you’re able to get a ‘return’ of 1.25% on £2000. Pretty much the best that you can get for an easy access savings account at the moment. Reviewed on: 13th March 2021

Great for savings

Chip is a great app and has helped me save a lot of money without feeling it. I love that it analyses your spending to see what you can afford to save and that you can alter the amount. It's been really useful for me as a student trying to save up for the future. Reviewed on: 13th March 2021

Simple savings app

Simple to use, you can register and forget about it if you wish and your savings will just build. Easy to navigate and fast replied help needed. Reviewed on: 13th March 2021

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