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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best saving app

5
Never been able to save until I got chip, I originally had plum but chip hands down is the best app.. Reviewed on: 13th March 2021

Chip-tastic

5
Chip is a fantastic app, it’s helping me save towards my wedding, by working out what I can save each week with auto saves. Brilliant - highly recommend ! Reviewed on: 13th March 2021

Save money be happy

4
Minus the inflation on saving your money its great but why not spend a little to get more?! Reviewed on: 13th March 2021

Best way to save in 30 years

5
Since joining with Chip, they have been absolutely amazing in service, communication and resolving any issues. I have always had issues in being able to save and the way Chip works has made saving a decent amount, such an easy and affordable thing to do. Being able to adjust what I save and being able to withdraw at anytime has been truly a life safer. Reviewed on: 13th March 2021

Simply wonderful

5
So so easy to use! Really helps to save money too. There’s nothing not to like! Reviewed on: 13th March 2021

Best tool for those who find it impossible to save

5
I couldn't shout from the rooftops enough about Chip, I honestly think that without this app I wouldn't be of ever been able to save / continue to save in a way the way that the app allows me too. It is such a simple solution, the app is just fantastic. Another massive bonus of the app is the customer service/success - I have had two minor problems during the time I have been using the app and both have been resolved quickly, staff are extremely helpful and friendly. I recommend this to all of my family and friends - I'm 100% sure this will be the future of banking/saving Reviewed on: 13th March 2021

The best app around

5
I have never been able to save but this app has changed my life and I don’t even notice money leaving my account. Brilliant app! Reviewed on: 13th March 2021

Guardian savings angel

5
I wouldnt have savings if it wasn't for chip. I always thought I never had enough, and wouldn't consider putting small amounts like £2-5 aside. Since joining chip, I've saved £1500 for my wedding in a year, just by £18-20 being taken here and there without me noticing. It's easy to withdraw and easy to add too. I love the calender, too, which shows when my goal is realistically reachable at the rate I'm saving at. Reviewed on: 13th March 2021

Great way to save

5
Been saving forever but Chip brings something new to the saving game and makes you aware if new savings initiative and options. Reviewed on: 13th March 2021

Excellent app

5
I honestly can't praise chip enough - I am saving an extra £300 a month and not feeling any impact on the back pocket. Easy, intuitive and interactive Reviewed on: 13th March 2021

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