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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

"Found" £3,724 I didn't know I had! And counting!

I was very nervous of Chip at first... Was it a real thing? Was it a scam where I was just sending money into some random account? I did a bit of research and, thank god, it's legit. But better than that... It does what it claims to do... It siphons small amounts of cash out of my account every now and then that I don't notice. £6 here, £13 there... Just like the things you buy that add up and you don't realise... Like takeaway coffees or an extra takeaway dinner dish or two. £13 is not what it would take out of everyone's account... It's personal. Chip has worked out that I can reasonably stand to way-lay that amount due to my spending and saving patterns... And it's right! And I think it gets smarter... At the beginning I feel like it over saved and I had to withdraw a couple of times (also, exactly what it says on the tin and no ridiculous wait times) but, more recently, it's got the Goldilocks balance. Well done Chip for your product and your tech. You can clearly manage my money even better than I can! Love you lots!x Reviewed on: 13th March 2021

Easy way to save

I have found the app simple to use and I've managed to save a substantial amount of money without any hassle. Reviewed on: 13th March 2021

Easy to use , great to save

Fantastic app. A world apart from others. So easy to use and auto save. Reviewed on: 13th March 2021

Best Banking App

The easiest and best way to save money without having to be involved in a long boring phone call with a bank official. Reviewed on: 13th March 2021

innovative new accounts

innovative new accounts with good interest rates Reviewed on: 13th March 2021

Great Banking App

Love Chip! I’ve invested and saved with multiple providers over the years and Chip is by far the best I’ve come across. Fair bonus rates over a great level of account balances I.e. not capped at or reduced rates after ridiculously low balance thresholds Reviewed on: 13th March 2021

Revolutionised my savings approach

Finally a savings app that actually works for me - minimal effort, amazing results! I’ve saved over £2,000 without even noticing - that’s a big reward! I’ve tried every savings method out there so I’m chuffed now I’ve found one that works for me and have already got my friends and family hooked. Reviewed on: 13th March 2021

Easy n safe

Simple straightforward ap that's easy to use and fast to payout Reviewed on: 13th March 2021

Easy savings without the stress

So easy to save with the knowledge that you can afford to save something every month. With out leaving you short Reviewed on: 13th March 2021

Gamechanger

Chip has completely changed my relationship with money, has enabled me to create massive savings pots without any effort and I just love getting the notifications of my automatic saves! Completely changed my life! Couldn’t recommend it enough and have now got all my family onto it! Reviewed on: 13th March 2021

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