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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Super Simple Saving!

I love my Chip account ❤ it is so easy to build up a pot of cash with no absolutely no pain! I hardly even notice the money being taken and now I have real savings! Thank you Chip!! Reviewed on: 13th March 2021

Easy, quick and just what I need

This app is excellent. It saves me time, helps me plan and set clear goals, and then achieve them - easily! It feels connected to my lifestyle needs and I'm reassured that the app adjusts how much or how little to put away without me needing to change any settings. Can't recommend it highly enough if you want to lighten the mental load when it comes to your everyday saving. Reviewed on: 13th March 2021

Savings made easy

Have been able to save money without missing it from my account. Easy to use and tailor to my own needs Reviewed on: 13th March 2021

Decent 1.25% return

Easy to set up the account and add money. With the Chip+ you’re able to get a ‘return’ of 1.25% on £2000. Pretty much the best that you can get for an easy access savings account at the moment. Reviewed on: 13th March 2021

Great for savings

Chip is a great app and has helped me save a lot of money without feeling it. I love that it analyses your spending to see what you can afford to save and that you can alter the amount. It's been really useful for me as a student trying to save up for the future. Reviewed on: 13th March 2021

Simple savings app

Simple to use, you can register and forget about it if you wish and your savings will just build. Easy to navigate and fast replied help needed. Reviewed on: 13th March 2021

Fantastic for Saving

This app is absolutely brilliant! Safe and easy to use. Helps to build up additional savings. Could not recommend this app more. Reviewed on: 13th March 2021

Amazing

So easy to use. Saving without thinking. Recommended to all Reviewed on: 13th March 2021

Auto-savings is great!

I love the user interface, so clear and simple. I love when it showed if I stick to my savings without withdrawing money or making any changes on the current plan - it can tell me how much I would’ve saved in 6 months or 12 months time. It’s great to keep your savings in check. Reviewed on: 13th March 2021

Awesome Chip

Great App, easy to save, interest on savings very clever. Reviewed on: 13th March 2021

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