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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Easy to use and has perks and good rates

The easier app to use. Great rates compared with other banks. Instant access to my funds. Highly recommend Reviewed on: 13th March 2021

The future of saving

I LOVE chip! So innovative and customer driven. This is how banks should be. Reviewed on: 13th March 2021

Amazing

These guys were amazing. I saved some money where they first started and had to stop due to the loss of my 27 day old son in 2019. I had issues reconnecting my account and they asked over the app why I had stopped saving. After explaining they credited my account with £100 for no reason whatsoever. I am not going to lie since my sons death life has been hard especially financially considering Covid came along 6 month after his death. But the gesture from the guys at chip hasn’t gone unnoticed and they money came in handy at a time I needed it the most. I am looking forward to life getting back to normal and start being able to afford to save again. Thanks guys. Reviewed on: 13th March 2021

Chip makes it so easy to save, you'd hardly know you were saving at all

I love Chip. I'm on a very small income, due to disability, and have never seen the point of trying to save. Chip makes it so easy, just squirrelling money away, a little at a time. Reviewed on: 13th March 2021

Don't know your saving

Great wait to save more money with not really realising. It actually makes saving enjoyable and offers the best interest rate on the market. It saves time and is the future of banking Reviewed on: 13th March 2021

Excellent

App is so easy to use and helps you save super easy Reviewed on: 13th March 2021

Great interactive savings app. Takes the effort out of saving.

I have been saving using Chip for nearly a year and in that time have successfully saved several thousands of pounds. Chip has become part of my life. Reviewed on: 13th March 2021

User friendly simplifying yet informative

User friendly, informative savings app that makes everything about saving money easier. Reviewed on: 13th March 2021

Easy, safe, practical and light hearted

It’s great to see banking moving into the 21st century for user experience. I’ve saved almost enough to re-do our bathroom with Chip and historically I’ve usually found money burns a hole in my pocket.. this app really helps. Thanks Chip Reviewed on: 13th March 2021

Top Savings!

Everything about the app is easy to use. Save what you like when you like or Set up auto savings. Easy to withdraw aswell if needed. Definitely recommend. Reviewed on: 13th March 2021

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