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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Helps me save money

The 1.25 % interest on savings is better than anything my primark bank offers Reviewed on: 13th March 2021

Sign up and save...

Brilliant app for intelligent saving, does the work for you automatically assessing your spending and works out how much you can save. The app also has facilities to add funds and to set up a regular amount too. If you’re starting out with the saving thing, this app’s for you. Reviewed on: 13th March 2021

AI auto-saving app, quickly adds up

A great app which links to your bank account and calculates savings, literally chipping bits off here and there and before you know it, you’ve got enough for that rainy day! Reviewed on: 13th March 2021

Groundbreaking app!

In a world full of pathetic savings interest rates, Chip outshines them all! Reviewed on: 13th March 2021

Great app for saving pocket change

This app serves so well for saving little bits at a time that you barely even notice leave your bank account! Reviewed on: 13th March 2021

Fantastic and effortless!!!

I have never been able to save money, once my little bundle of joy arrived I decided this needed to change and CHIP made that happen. So quick and simple to set up and I’ve not even noticed the money from my account next thing I knew I had £££ saved!!!! Best way to save for anything!! I’ve had multiple friends and family Join from my recommendation too. THANK YOU CHIP!! Reviewed on: 13th March 2021

"Found" £3,724 I didn't know I had! And counting!

I was very nervous of Chip at first... Was it a real thing? Was it a scam where I was just sending money into some random account? I did a bit of research and, thank god, it's legit. But better than that... It does what it claims to do... It siphons small amounts of cash out of my account every now and then that I don't notice. £6 here, £13 there... Just like the things you buy that add up and you don't realise... Like takeaway coffees or an extra takeaway dinner dish or two. £13 is not what it would take out of everyone's account... It's personal. Chip has worked out that I can reasonably stand to way-lay that amount due to my spending and saving patterns... And it's right! And I think it gets smarter... At the beginning I feel like it over saved and I had to withdraw a couple of times (also, exactly what it says on the tin and no ridiculous wait times) but, more recently, it's got the Goldilocks balance. Well done Chip for your product and your tech. You can clearly manage my money even better than I can! Love you lots!x Reviewed on: 13th March 2021

Easy way to save

I have found the app simple to use and I've managed to save a substantial amount of money without any hassle. Reviewed on: 13th March 2021

Easy to use , great to save

Fantastic app. A world apart from others. So easy to use and auto save. Reviewed on: 13th March 2021

Best Banking App

The easiest and best way to save money without having to be involved in a long boring phone call with a bank official. Reviewed on: 13th March 2021

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